399 E Naples St, Chula Vista, CA 91911 Property Records

San Diego County property record for 399 E Naples St, Chula Vista, CA 91911

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,541 sqft · built 1960
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on Record
Last Sale$701,000 (Oct 2023)
Tax Bill$8,526 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jul 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN639-154-07-00

Property Details

APN / Parcel Number

Primary APN639-154-07-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,541 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area7,000 sqft (0.161 acres)

Location & Zoning

Street Address399 E NAPLES ST
CityCHULA VISTA
StateCA
Zip91911-2433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 71 TR 003999
Legal SubdivisionSEAVIEW ESTATE
Legal Tract003999
Legal Block2
Legal Lot Number71
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2007
Census Tract13301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address399 E NAPLES ST, CHULA VISTA, CA 91911-2433
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2023Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 11, 2023Grant Deed, Construction Loan · Construction Mortgage
KIAVI FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2023 · Amount on Record
Deed SaleOct 6, 2023 · Amount on Record
Prior SaleJul 11, 2023 · Amount on Record
Deed Document Number2023271859
Prior Transfer DateJan 24, 1994
Prior Transfer Doc0000067791
Record UpdatedOct 29, 2026

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 6, 2023
Property Address399 E NAPLES ST, CHULA VISTA, CA 91911-2433
Document Number0000271859
Map ReferenceMAP 3999
Instrument DateSep 14, 2023
Instrument2023-0271859
Transaction TypeTransfer
Record UpdatedOct 17, 2023
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address399 E NAPLES ST, CHULA VISTA, CA 91911-2433

Mortgage

Document Number0000271860
DateOct 6, 2023
Instrument2023-0271860
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

July 2023: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 11, 2023
Property Address399 E NAPLES ST, CHULA VISTA, CA 91911-2433
Document Number0000181002
Map ReferenceMAP 3999
Instrument DateJun 27, 2023
Instrument2023-0181002
Transaction TypeConstruction Loan
Record UpdatedJul 21, 2023
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 LANE AVE STE 100, 100, CHULA VISTA, CA 91914-4560
InvestorPossibly a Property Investor

Mortgage

Document Number0000181003
DateJul 11, 2023
Instrument2023-0181003
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$729,320 (+2%) Land $541,008 Building $188,312
2025$8,526.00 (+1,020.37%)$715,020 (+937.57%) Land $530,400 Building $184,620
2023$761.00 (+3.26%) Homeowner's exemption$68,913 (+2%) Land $18,623 Building $50,290
2022$737.00 Homeowner's exemption$67,562 Land $18,258 Building $49,304

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

Nearby Properties on E Naples St

Nearby Streets

Search Property Records by Address or Parcel Number