391 E Naples St, Chula Vista, CA 91911 Property Records

San Diego County property record for 391 E Naples St, Chula Vista, CA 91911

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,256 sqft · built 1960
Lot Size0.161 acres (7,000 sqft)
OwnerCompany Name on File
Last Sale$690,000 (Nov 2021)
Tax Bill$8,731 (2025)
Deeds & MortgagesFeb 2023 Transfer
Nov 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN639-154-09-00

Property Details

APN / Parcel Number

Primary APN639-154-09-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,256 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area7,000 sqft (0.161 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address391 E NAPLES ST
CityCHULA VISTA
StateCA
Zip91911-2433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 69 TR 003999
Legal SubdivisionSEAVIEW ESTATES
Legal Tract003999
Legal Block2
Legal Lot Number69
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2007
Census Tract13301

Owner

Source: San Diego County records · APN 639-154-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address391 E NAPLES ST, CHULA VISTA, CA 91911-2433
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2023Intrafamily Transfer, Transfer
Nov 29, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 11, 2020Deed of Trust, Mortgage · VA Mortgage
BNC NATIONAL BANK
Dec 28, 2018Deed of Trust, Mortgage · VA Mortgage
BNC NATIONAL BANK
May 30, 2017Grant Deed, Transfer · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 29, 2021 · Amount on Record
Deed SaleNov 29, 2021 · Amount on Record
Prior SaleMay 30, 2017 · Amount on Record
Deed Document Number2021810944
Prior Transfer DateSep 08, 2009
Prior Transfer Doc0000536466
Record UpdatedSep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 23, 2023
Property Address391 E NAPLES ST, CHULA VISTA, CA 91911-2433
Document Number0000046383
Map ReferenceMAP 3999
Instrument DateJan 18, 2023
Instrument2023-0046383
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address391 E NAPLES ST, CHULA VISTA, CA 91911-2433

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 29, 2021
Property Address391 E NAPLES ST, CHULA VISTA, CA 91911-2433
Document Number0000810944
Map ReferenceMAP 3999
Instrument DateNov 01, 2021
Instrument2021-0810944
Transaction TypeTransfer
Record UpdatedDec 08, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address391 E NAPLES ST, CHULA VISTA, CA 91911-2433

Mortgage

Document Number0000810945
DateNov 29, 2021
Instrument2021-0810945
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address391 E NAPLES ST, CHULA VISTA, CA 91911-2433
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068438
DateFeb 11, 2020
Instrument2020-0068438
Lender
NameBNC NATIONAL BANK
TypeBank
AddressGLENDALE, AZ 85308
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address391 E NAPLES ST, CHULA VISTA, CA 91911-2433
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI

Transferred To (Grantee/Buyer)

NameVerified Name
Address391 E NAPLES ST, CHULA VISTA, CA 91911-2433

Mortgage

Document Number0000530632
DateDec 28, 2018
Instrument2018-0530632
Lender
NameBNC NATIONAL BANK
TypeBank
AddressGLENDALE, AZ 85308
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 30, 2017
Property Address391 E NAPLES ST, CHULA VISTA, CA 91911-2433
Document Number0000241911
Instrument DateApr 27, 2017
Instrument241911
Transaction TypeTransfer
Record UpdatedJun 06, 2017
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$469.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address391 E NAPLES ST CHULA VISTA CA 919112433, CHULA VISTA, CA 91911-2433

Mortgage

Document Number241912
DateMay 30, 2017
Instrument241912
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 29, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$746,874 (+2%) Land $422,426 Building $324,448
2025$8,731.00 (+5.07%)$732,231 (+4.04%) Land $414,144 Building $318,087
2023$8,310.00 (+2.95%)$703,799 Land $398,063 Building $305,736
2022$8,072.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Wyyerd Group
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

Based on FCC filings for 809 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710025, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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