394 E Naples St, Chula Vista, CA 91911 Property Records

San Diego County property record for 394 E Naples St, Chula Vista, CA 91911

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,197 sqft · built 1968
Lot Size0.119 acres (5,200 sqft)
Owner2 Individual Names on Record
Last Sale$498,000 (Apr 2016)
Tax Bill$6,953 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN639-630-02-00

Property Details

APN / Parcel Number

Primary APN639-630-02-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,197 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area5,200 sqft (0.119 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address394 E NAPLES ST
CityCHULA VISTA
StateCA
Zip91911-2421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 2 TR 005823
Legal SubdivisionCHULA VISTA GARDENS
Legal Tract005823
Legal Block1
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract13302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address394 E NAPLES ST, CHULA VISTA, CA 91911-2421
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2022Intrafamily Transfer, Transfer · Line of Credit
CABRILLO CU
Oct 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Apr 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
POINT MORTGAGE CORP
Jun 23, 2017Grant Deed
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2016 · Amount on Record
Deed SaleApr 6, 2016 · Amount on Record
Deed Document Number2016155059
Last Transfer DateDec 24, 2022
Transfer Doc0000482873
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 30, 2022
Property Address394 E NAPLES ST, CHULA VISTA, CA 91911-2421
Document Number0000482873
Map ReferenceMAP 5823
Instrument DateDec 24, 2022
Instrument2022-0482873
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address394 E NAPLES ST, CHULA VISTA, CA 91911-2421

Mortgage

Document Number0000482874
DateDec 30, 2022
Instrument2022-0482874
Lender
NameCABRILLO CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address394 E NAPLES ST, CHULA VISTA, CA 91911-2421
Transaction TypeMortgage
Record UpdatedOct 12, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address394 E NAPLES ST, CHULA VISTA, CA 91911-2421

Mortgage

Document Number0000691272
DateOct 1, 2021
Instrument2021-0691272
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address394 E NAPLES ST, CHULA VISTA, CA 91911-2421
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000125963
DateApr 9, 2019
Instrument2019-0125963
Lender
NamePOINT MORTGAGE CORP
TypeMortgage Company
AddressCHULA VISTA, CA 91910
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2049

June 2017: Grant Deed

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 23, 2017
Property Address394 E NAPLES ST, CHULA VISTA, CA 91911-2421
Document Number0000285588
Instrument DateApr 21, 2017
Instrument285588
Record UpdatedJul 3, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address394 E NAPLES ST CHULA VISTA CA 919112421, CHULA VISTA, CA 91911-2421

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$601,311 (+2%) Land $100,453 Building $500,858
2025$6,953.00 (+5.11%) Homeowner's exemption$589,522 (+4.04%) Land $98,484 Building $491,038
2023$6,615.00 (+2.99%) Homeowner's exemption$566,631 Land $94,660 Building $471,971
2022$6,423.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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