3989 Watson Rd, Sodus, MI 49126 Property Records

Berrien County property record for 3989 Watson Rd, Sodus, MI 49126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,456 sqft · built 2015
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Aug 2014)
Tax Bill	$2,502 (2025)
Deeds & Mortgages	May 2017 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-0002-0010-06-1`

Property Details

APN / Parcel Number

Primary APN	`19-0002-0010-06-1`
Alternative APN	`11-19-0002-0010-06-1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Lot Area	70,132 sqft (1.61 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3989 WATSON RD
City	SODUS
State	MI
Zip	49126-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A RE
Legal Description	BEG 685' W OF THE SE COR SEC 2 T5S R18W TH W 305' TH N0DEG01'50E 230' TH E 305' TH S0DEG01'50"W 230' TO POB
Legal Range	18W
Legal Township	05S
Legal Section	02
Jurisdiction	BERRIEN MI
Township / Civil Division	SODUS
Census Block Group	1
Census Block	1053
Census Tract	1900

Owner

3989 Watson Rd is owned and occupied by an individual who acquired it in April 2017.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3989 WATSON RD, SODUS, MI 49126-9766
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2017	Deed of Trust, Mortgage QUICKEN LOANS INC
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Apr 12, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2014 · Amount on File
Deed Sale	Aug 5, 2014 · Amount on File
Deed Book / Page	3078 / 485
Last Transfer Date	Apr 12, 2017
Transfer Doc	03168/3496
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3989 WATSON RD, SODUS, MI 49126-9766
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03170/3087
Date	May 2, 2017
Book Page	3170/3087

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 1, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3989 WATSON RD, SODUS, MI 49126-9766
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03284/3001
Date	Aug 3, 2020
Book Page	3284/3001

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Aug 1, 2032

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Apr 12, 2017
Property Address	3989 WATSON RD, SODUS, MI 49126-9766
Document Number	03168/3496
Book / Page	3168 / 3496
Instrument Date	Apr 12, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1724 TUBBS AVE, BENTON HARBOR, MI 49022-9628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3989 WATSON RD, SODUS, MI 49126-9766
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3989 Watson Rd was $2,502 with a homeowner's exemption, up 2.5% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Sodus Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,100 (+8.6%)	$318,200 (+8.6%)
2025	$2,502.00 (+2.46%) Homeowner's exemption	$146,500	$293,000
2024	$2,442.00
2023		$130,600	$261,200
2022	$2,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3989 Watson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 individual policies
Nearby Flood Policies	43 units insured incl. 28 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3989 Watson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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