3989 Ridgecombe Dr, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3989 Ridgecombe Dr, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,186 sqft · built 1960
Lot Size	0.667 acres (29,055 sqft)
Owner	Individual Name on File
Last Sale	$112,900 (May 2018)
Tax Bill	$2,498 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0170-0397-00`

Property Details

APN / Parcel Number

Primary APN	`550-0170-0397-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	1,186 sqft
Basement Area	1,186 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	29,055 sqft (0.667 acres)
Lot Dimensions	217 ft deep x 30.2 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	970 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3989 RIDGECOMBE DR
City	CINCINNATI
State	OH
Zip	45248-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	RIDGECOMBE DR 30.24 X 217.55 LOT 10 GLENVIEW BLK A PT 2
Legal Subdivision	GLENVIEW
Legal Block	A
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2000
Census Tract	21001

Owner

3989 Ridgecombe Dr is owned and occupied by an individual who bought it in May 2018.

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3989 RIDGECOMBE DR, CINCINNATI, OH 45248-3210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FED'L
May 2, 2018	Deed, Transfer · Conventional Mortgage EAGLE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2018 · Amount on File
Deed Sale	May 2, 2018 · Amount on File
Deed Document Number	201836798
Prior Transfer Date	Dec 8, 2008
Prior Transfer Doc	0000000412
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3989 RIDGECOMBE DR, CINCINNATI, OH 45248-3210
Document Number	0000125168
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3989 RIDGECOMBE DR CINCINNATI OH 452483210, CINCINNATI, OH 45248-3210

Mortgage

Document Number	0000125168
Date	Dec 1, 2020
Book Page	014305/001016
Instrument	125168

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 45255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	May 2, 2018
Property Address	3989 RIDGECOMBE DR, CINCINNATI, OH 45248-3210
Document Number	0000006798
Map Reference	MB92 PG61
Instrument Date	Apr 20, 2018
Instrument	18-0036798
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3989 RIDGECOMBE DR, CINCINNATI, OH 45248-3210

Mortgage

Document Number	0000006799
Date	May 2, 2018
Instrument	18-0036799

Lender

Name	EAGLE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3989 Ridgecombe Dr was $2,498 with a homeowner's exemption, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,498.00 (+2.34%) Homeowner's exemption	$57,995 (-) Land $10,010 Building $47,985	$165,700 Land $28,600 Building $137,100
2024	$2,441.00 (-1.77%) Homeowner's exemption	$57,995 (-) Land $10,010 Building $47,985
2023	$2,485.00 (+34.4%) Homeowner's exemption	$57,995 (+46.77%) Land $10,010 Building $47,985	$165,700 Land $28,600 Building $137,100
2022	$1,849.00 Homeowner's exemption	$39,515 Land $8,624 Building $30,891
2020			$112,900 Land $24,640 Building $88,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3989 Ridgecombe Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3989 Ridgecombe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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