3980 Ridgecombe Dr, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3980 Ridgecombe Dr, Cincinnati, OH 45248

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,722 sqft · built 1960
Lot Size0.241 acres (10,498 sqft)
Owner2 Individual Names on File
Tax Bill$3,683 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN550-0170-0399-00

Property Details

APN / Parcel Number

Primary APN550-0170-0399-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,722 sqft Living Area
1st Floor Area1,722 sqft
Basement Area1,025 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1960
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area10,498 sqft (0.241 acres)
Lot Dimensions154 ft deep x 37 ft wide
Garage TypeBasement
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area96 sqft
Patio Area523 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3980 RIDGECOMBE DR
CityCINCINNATI
StateOH
Zip45248-3210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGECOMBE DR 37.68 X 154.96 IR LT 12 GLENVIEW BLK A PT 2
Legal SubdivisionGLENVIEW
Legal BlockA
Legal Lot Number12
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group2
Census Block2000
Census Tract21001

Owner

3980 Ridgecombe Dr is owned and occupied by two individuals who acquired it in January 1990.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address3980 RIDGECOMBE DR, CINCINNATI, OH 45248-3210
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1990
Deed SaleJan 1, 1990
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3980 RIDGECOMBE DR, CINCINNATI, OH 45248-3210
Document Number0000061628
Instrument DateJul 24, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3980 RIDGECOMBE DR CINCINNATI OH 452483210, CINCINNATI, OH 45248-3210

Mortgage

Document Number0000061628
DateJul 29, 2019
Book Page013968/002615
Instrument61628
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 28, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 3980 Ridgecombe Dr was $3,683, up 2.6% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,683.00 (+2.56%)$70,648 (-) Land $10,010 Building $60,638
2024$3,591.00 (-0.11%)$70,648 (-) Land $10,010 Building $60,638
2023$3,595.00 (+33.54%)$70,648 (+57.72%) Land $10,010 Building $60,638$201,850 Land $28,600 Building $173,250
2022$2,692.00 Homeowner's exemption$44,793 Land $8,624 Building $36,169
2020$127,980 Land $24,640 Building $103,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3980 Ridgecombe Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–1979)
Most Recent ClaimFeb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3980 Ridgecombe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Ridgecombe Dr

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