3979 Ridgecombe Dr, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3979 Ridgecombe Dr, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,047 sqft · built 1960
Lot Size	0.307 acres (13,416 sqft)
Owner	2 Individual Names on File
Last Sale	$74,000 (Dec 1992)
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`550-0170-0396-00`

Property Details

APN / Parcel Number

Primary APN	`550-0170-0396-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,047 sqft Living Area
1st Floor Area	1,047 sqft
Basement Area	1,047 sqft
Finished Basement	420 sqft

Exterior

Year Built	Built 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	13,416 sqft (0.307 acres)
Lot Dimensions	186 ft deep x 37 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3979 RIDGECOMBE DR
City	CINCINNATI
State	OH
Zip	45248-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGECOMBE DR 37.68 X 186.79 IRR LOT 9 GLENVIEW SUB BLK A PT 2
Legal Subdivision	GLENVIEW SUB
Legal Block	A
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2000
Census Tract	21001

Owner

3979 Ridgecombe Dr is owned and occupied by two individuals who bought it in December 1992.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3979 RIDGECOMBE DR, CINCINNATI, OH 45248-3210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Apr 15, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 1992 · Amount on File
Deed Sale	Dec 8, 1992 · Amount on File
Deed Document Number	662173
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3979 RIDGECOMBE DR, CINCINNATI, OH 45248-3210
Document Number	0000064589
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3979 RIDGECOMBE DR CINCINNATI OH 452483210, CINCINNATI, OH 45248-3210

Mortgage

Document Number	0000064589
Date	Jul 7, 2020
Book Page	014204/000923
Instrument	64589

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3979 RIDGECOMBE DR, CINCINNATI, OH 45248-3210
Document Number	0000036708
Book / Page	013403 / 002521
Instrument Date	Apr 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3979 RIDGECOMBE DR CINCINNATI OH 452483210, CINCINNATI, OH 45248-3210

Mortgage

Document Number	0000036708
Date	Apr 25, 2017
Book Page	013403/002521
Instrument	36708

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3979 Ridgecombe Dr was $2,924, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,924.00 (+2.52%)	$56,028 (-) Land $10,010 Building $46,018
2024	$2,852.00 (-0.07%)	$56,028 (-) Land $10,010 Building $46,018
2023	$2,854.00 (+33.12%)	$56,028 (+57.29%) Land $10,010 Building $46,018	$160,080 Land $28,600 Building $131,480
2022	$2,144.00 Homeowner's exemption	$35,620 Land $8,624 Building $26,996
2020			$101,770 Land $24,640 Building $77,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3979 Ridgecombe Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3979 Ridgecombe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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