Contra Costa County property record for 3987 Rancho Rd, Lafayette, CA 94549
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,241 sqft · built 1953 |
| Lot Size | 0.73 acres (31,798 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (Feb 2006) |
| Tax Bill | $21,450 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-010-001-1 |
| Primary APN | 248-010-001-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,241 sqft Living Area |
| 1st Floor Area | 2,241 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 31,798 sqft (0.73 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 3987 RANCHO RD |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94549-2821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | EL NIDO RO POR LOTS 8 & 9 |
| Legal Subdivision | EL NIDO RHO |
| Legal Lot Number | 8,9 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 348000 |
3987 Rancho Rd is owned and occupied by two individuals who bought it in February 2006.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3987 RANCHO RD, LAFAYETTE, CA 94549-2821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 16, 2019 | Deed of Trust, Mortgage · Line of Credit PREMIERONE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2006 · Amount on File |
| Deed Sale | Feb 14, 2006 · Amount on File |
| Deed Document Number | 200646908 |
| Prior Transfer Date | Jul 30, 1996 |
| Prior Transfer Doc | 0000167653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3987 RANCHO RD, LAFAYETTE, CA 94549-2821 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 3987 BRANCHO RD, LAFAYETTE, CA 94549 |
| Document Number | 0000081121 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 2022-081121 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3987 RANCHO RD, LAFAYETTE, CA 94549-2821 |
| Document Number | 0000156474 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3987 RANCHO RD LAFAYETTE CA 945492821, LAFAYETTE, CA 94549-2821 |
| Document Number | 0000156474 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 156474 |
| Name | PREMIERONE CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 19, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3987 Rancho Rd was $21,450.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Lafayette City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,812,078 (+2%) Land $1,352,094 Building $459,984 | |
| 2025 | $21,450.00 | $1,776,548 Land $1,325,583 Building $450,965 |
| 2023 | $20,725.00 (+1.54%) | $1,707,564 Land $1,274,110 Building $433,454 |
| 2022 | $20,410.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3987 Rancho Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1980–2010) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jan 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3987 Rancho Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: AT&T, Etheric Networks.
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