Contra Costa County property record for 3962 Rancho Rd, Lafayette, CA 94549
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,692 sqft · built 1953 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,480,000 (Sep 2005) |
| Tax Bill | $24,044 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-010-006 |
| Primary APN | 248-010-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,692 sqft Living Area |
| 1st Floor Area | 2,071 sqft |
| 2nd Floor Area | 621 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 777 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 3962 RANCHO RD |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94549-2822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | EL NIDO RO POR LOT 10 |
| Legal Subdivision | EL NIDO RHO |
| Legal Lot Number | 10 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 348000 |
3962 Rancho Rd is owner-occupied and held in a trust since April 2023.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3962 RANCHO RD, LAFAYETTE, CA 94549-2822 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2023 | Intrafamily Transfer, Transfer |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2005 · Amount on File |
| Deed Sale | Sep 1, 2005 · Amount on File |
| Prior Sale | Jan 30, 1998 · Amount on File |
| Deed Document Number | 2005332479 |
| Last Transfer Date | Apr 19, 2023 |
| Transfer Doc | 0000039182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 27, 2023 |
| Property Address | 3962 RANCHO RD, LAFAYETTE, CA 94549-2822 |
| Document Number | 0000039182 |
| Map Reference | MB 3 PG 66 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 2023-039182 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3962 RANCHO RD, LAFAYETTE, CA 94549-2822 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3962 RANCHO RD, LAFAYETTE, CA 94549-2822 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3962 RANCHO RD, LAFAYETTE, CA 94549-2822 |
| Document Number | 0000153252 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021-153252 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 3962 Rancho Rd was $24,044 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Lafayette City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,062,978 (+2%) Land $1,115,125 Building $947,853 | |
| 2025 | $24,044.00 Homeowner's exemption | $2,022,528 Land $1,093,260 Building $929,268 |
| 2023 | $23,232.00 (+1.55%) Homeowner's exemption | $1,943,993 Land $1,050,808 Building $893,185 |
| 2022 | $22,877.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3962 Rancho Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1980–2010) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jan 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3962 Rancho Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: AT&T, Etheric Networks.
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