3973 Rancho Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3973 Rancho Rd, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,738 sqft · built 1954
Lot Size	0.528 acres (22,999 sqft)
Owner	Company Name on Record
Last Sale	$1,759,000 (May 2019)
Tax Bill	$23,465 (2025)
Deeds & Mortgages	Dec 2021 Transfer May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`248-010-018-5`

Property Details

APN / Parcel Number

Primary APN	`248-010-018-5`
Alternative APN	`248-010-018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,738 sqft Living Area
1st Floor Area	2,738 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1970
Lot Area	22,999 sqft (0.528 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3973 RANCHO RD
City	LAFAYETTE
State	CA
Zip	94549-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL NIDO RO POR LOTS 8 & 9
Legal Subdivision	EL NIDO RHO
Legal Lot Number	8,9
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2013
Census Tract	348000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3973 RANCHO RD, LAFAYETTE, CA 94549-2821
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Intrafamily Transfer, Transfer
May 31, 2019	Grant Deed, Transfer · ARM SILICON VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Deed Document Number	201980299
Last Transfer Date	Dec 29, 2021
Transfer Doc	0000349217
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 29, 2021
Property Address	3973 RANCHO RD, LAFAYETTE, CA 94549-2821
Document Number	0000349217
Map Reference	MB 3 PG 66
Instrument Date	Dec 29, 2021
Instrument	2021-349217
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3973 RANCHO RD, LAFAYETTE, CA 94549-2821

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 31, 2019
Property Address	3973 RANCHO RD, LAFAYETTE, CA 94549-2821
Document Number	0000080299
Map Reference	MB 3 PG 66
Instrument Date	May 21, 2019
Instrument	2019-080299
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3973 RANCHO RD, LAFAYETTE, CA 94549-2821
Investor	Possibly a Property Investor

Mortgage

Document Number	0000080300
Date	May 31, 2019
Instrument	2019-080300

Lender

Name	SILICON VALLEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,001,436 (+2%) Land $1,592,958 Building $408,478
2025	$23,465.00 (+3.48%)	$1,962,193 (+4.04%) Land $1,561,724 Building $400,469
2023	$22,675.00 (+1.55%)	$1,886,000 Land $1,501,081 Building $384,919
2022	$22,330.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Networks.

Nearby Properties on Rancho Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures