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3986 Cedar Hammock Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3986 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage3,367 sqft Living Area
Lot Size12,066 sqft (0.277 acres)
OccupancyOwner Occupied
Last Sale$500,000 (2022)
Tax Bill$9,183.00 (2024)

Property Details

APN / Parcel Number

Primary APN15-26-30-0700-0001-1700
Alternative APNs
  • 263015070000011700
  • 120534

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,367 sqft Living Area
Gross Area4,186 sqft Gross Area
1st Floor1,565 sqft 1st Floor
Upper Floors1,802 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,066 sqft (0.277 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area651 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area25 sqft Pool
Deck Area629 sqft Deck
Porch Area168 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address3986 CEDAR HAMMOCK TRL
CitySAINT CLOUD
StateFL
Zip34772-8733
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 170
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block1700
Legal Lot Number170
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2000
Census Tract43208

Owner

Source: Osceola County records · APN 15-26-30-0700-0001-1700

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3986 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8733
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 28, 2019Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 2022 · Amount on Record
Deed SaleJun 01, 2022 · Amount on Record
Prior SaleApr 13, 2015 · Amount on Record
Deed Doc Number202285428
Deed Book / Page6224 / 213
Prior Transfer DateJul 09, 2018
Prior Transfer Doc0054832967
Record RefreshedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 01, 2022
Property Address3986 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8733
Document Number0062240213
Book / Page6224 / 213
Map ReferenceMB 16 PG 34-41
Instrument DateMay 26, 2022
Instrument2022085428
Transaction TypeTransfer
Record UpdatedJun 15, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3986 CEDAR HAMMOCK TRL, 3986, SAINT CLOUD, FL 34772-8733

Transferred To (Grantee/Buyer)

NameVerified Name
Address3986 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8733

Mortgage

Document Number0006224215
DateJun 01, 2022
Instrument6224/215
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateFeb 28, 2019
Property Address3986 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8733
Document Number0054832967
Book / Page005483 / 002967
Instrument DateJul 09, 2018
Instrument25755
Transaction TypeTransfer
Record UpdatedMar 13, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3986 CEDAR HAMMOCK TRL ST CLOUD FL 347728733, ST CLOUD, FL 34772-8733

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,430.00 (+2.69%) Homeowner's exemption$468,992 (+5.99%)$483,500 (+9.27%) Land $85,000 Building $398,500
2024$9,183.00 (+4.22%)
2023$8,811.00 (+46.95%) Homeowner's exemption$442,500 (+50.55%) Land $75,000 Building $367,500$442,500 (+10.32%) Land $75,000 Building $367,500
2022$5,996.00 Homeowner's exemption$293,926$401,100 Land $70,000 Building $331,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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