Osceola County property record for 3979 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,919 sqft Living Area |
| Lot Size | 9,713 sqft (0.223 acres) |
| Garage | Attached, 441 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $6,024.00 (2024) |
| Primary APN | 15-26-30-0700-0001-2200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,919 sqft Living Area |
| Gross Area | 3,556 sqft Gross Area |
| 1st Floor | 1,281 sqft 1st Floor |
| Upper Floors | 1,638 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,713 sqft (0.223 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Porch Area | 196 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3979 CEDAR HAMMOCK TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8739 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | STEVENS PLANTATION PB 16 PGS 34-41 LOT 220 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | STEVENS PLANTATION |
| Legal Tract | 700 |
| Legal Block | 2200 |
| Legal Lot Number | 220 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 43208 |
Source: Osceola County records · APN 15-26-30-0700-0001-2200
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3979 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8739 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2020 |
| Deed Sale | Nov 05, 2020 |
| Prior Sale | Mar 08, 2016 · Amount on Record |
| Deed Doc Number | 2020151397 |
| Deed Book / Page | 5827 / 2758 |
| Prior Transfer Date | Oct 24, 2020 |
| Prior Transfer Doc | 0058272758 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 05, 2020 |
| Property Address | 3979 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8739 |
| Document Number | 0058272758 |
| Book / Page | 5827 / 2758 |
| Map Reference | MB 16 PG 34-41 |
| Instrument Date | Oct 24, 2020 |
| Instrument | 2020151397 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | ORANGE COAST LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3979 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8739 |
| Document Number | 0058272761 |
|---|---|
| Date | Nov 05, 2020 |
| Instrument | 5827/2761 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,134.00 (+1.83%) Homeowner's exemption | $239,057 (+5.99%) | $411,200 (+9.51%) Land $85,000 Building $326,200 |
| 2024 | $6,024.00 (+5.06%) | ||
| 2023 | $5,734.00 (+4.73%) Homeowner's exemption | $225,554 (+3%) | $375,500 (+10.64%) Land $75,000 Building $300,500 |
| 2022 | $5,475.00 Homeowner's exemption | $218,985 | $339,400 Land $70,000 Building $269,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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