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3974 Cedar Hammock Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3974 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,746 sqft · built 2007
Lot Size0.219 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Nov 2016)
Tax Bill$5,219 (2025)
Deeds & MortgagesAug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN120531

Property Details

APN / Parcel Number

Primary APN120531
Alternative APN
  • 152630070000011670

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,746 sqft Heated Area
Gross Area3,381 sqft
1st Floor Area2,746 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area194 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number120531
Street Address3974 CEDAR HAMMOCK TRL
CitySAINT CLOUD
StateFL
Zip34772-8733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 167
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block1
Legal Lot Number167
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract43208

Owner

Source: Osceola County records · APN 120531

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3974 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8733
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 21, 2016 · Amount on Record
Deed SaleNov 21, 2016 · Amount on Record
Prior SaleNov 21, 2016 · Amount on Record
Deed Document Number0050591817
Deed Book / Page5059 / 1817
Last Transfer DateAug 21, 2020
Transfer Doc0057782197
Record UpdatedJun 08, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateAug 21, 2020
Property Address3974 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8733
Document Number0057782197
Book / Page005778 / 002197
Instrument DateAug 08, 2020
Instrument110688
Transaction TypeTransfer
Record UpdatedSep 23, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3974 CEDAR HAMMOCK TRL ST CLOUD FL 347728733, ST CLOUD, FL 34772-8733

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,219.00 (+8.44%) Homeowner's exemption$233,715 (+5.99%)$406,600 (+9.68%) Land $85,000 Building $321,600
2023$4,813.00 (+5.62%) Homeowner's exemption$220,514 (+3%)$370,700 (+10.72%) Land $75,000 Building $295,700
2022$4,557.00 Homeowner's exemption$214,092$334,800 Land $70,000 Building $264,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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