3985 Ferry Landing Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 3985 Ferry Landing Rd, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,341 sqft · built 2002
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Tax Bill	$4,194 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-143791`

Property Details

APN / Parcel Number

Primary APN	`03-143791`
Alternative APNs	`3143791` `143791`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,341 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	143791
Street Address	3985 FERRY LANDING RD
City	DUNKIRK
State	MD
Zip	20754-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 3 & PARCEL A GILBERT E CHANEY PROP
Legal Subdivision	CHANEY GILBERT E PROP
Legal Lot Number	3
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3009
Census Tract	860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3985 FERRY LANDING RD, DUNKIRK, MD 20754-2939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3985 FERRY LANDING RD, DUNKIRK, MD 20754-2939
Transaction Type	Mortgage
Record Updated	Mar 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3985 FERRY LANDING RD, DUNKIRK, MD 20754-2939

Mortgage

Document Number	0064090195
Date	Mar 10, 2023
Book Page	6409/195

Lender

Name	WRIGHT PATMAN CONGRESSIONAL FCU
Type	Credit Union
Address	OAKTON, VA 22124

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 7, 2033

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,267 (+15.1%)	$386,600 (+5.03%) Land $161,000 Building $225,600
2025	$4,194.00 (+24.16%)
2023	$3,378.00	$325,167	$368,100 Land $161,000 Building $207,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20