Calvert County property record for 3980 Ferry Landing Rd, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,116 sqft · built 2025 |
| Lot Size | 3.13 acres (136,343 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $925,000 (Dec 2024) |
| Tax Bill | $8,925 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-064875 |
| Primary APN | 03-064875 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,116 sqft Total Area |
| Basement Area | 725 sqft |
| Finished Basement | 725 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 136,343 sqft (3.13 acres) |
| Garage Type | Built-in |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 064875 |
|---|---|
| Street Address | 3980 FERRY LANDING RD |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-8905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | 3.13 AC 3980 FERRY LANDING RD M PUMPHREY PROP |
| Legal Subdivision | ALEX LANE MATHUSELAH PUMPHREY PROPERTY |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 860103 |
3980 Ferry Landing Rd is owned and occupied by two individuals who bought it in December 2024.
Source: Calvert County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 164, FRIENDSHIP, MD 20758-0164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| May 5, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CFG COMMUNITY BANK |
| Apr 5, 2023 | Deed of Trust, Mortgage · Line of Credit CFG COMMUNITY BANK |
| Nov 2, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CFG COMMUNITY BANK |
| May 3, 2021 | Deed, Transfer · Stand-Alone First Mortgage SEVERN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2024 · Amount on File |
| Deed Sale | Dec 16, 2024 · Amount on File |
| Prior Sale | May 3, 2021 · Amount on File |
| Deed Book / Page | 6664 / 368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3980 FERRY LANDING RD, DUNKIRK, MD 20754-8905 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC |
| Name | Verified Name |
|---|---|
| Address | 3980 FERRY LANDING RD, DUNKIRK, MD 20754-8905 |
| Document Number | 0067910239 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 6791/239 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3980 FERRY LANDING RD, DUNKIRK, MD 20754-8905 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Title Company | RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO |
| Name | Verified Name |
|---|---|
| Address | 1110 SOMERSET LN, OWINGS, MD 20736-3603 |
| Document Number | 0064300285 |
|---|---|
| Date | May 5, 2023 |
| Book Page | 6430/285 |
| Name | CFG COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21209 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3980 FERRY LANDING RD, DUNKIRK, MD 20754-8905 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Title Company | RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO |
| Name | Verified Name |
|---|---|
| Address | 1110 SOMERSET LN, OWINGS, MD 20736-3603 |
| Document Number | 0064180010 |
|---|---|
| Date | Apr 5, 2023 |
| Book Page | 6418/10 |
| Name | CFG COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3980 FERRY LANDING RD, DUNKIRK, MD 20754-8905 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Title Company | FREESTATE TTL SVCS OF ANNAPO |
| Name | Verified Name |
|---|---|
| Address | 1110 SOMERSET LN, OWINGS, MD 20736-3603 |
| Document Number | 0063660007 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | 6366/7 |
| Name | CFG COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21209 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 3, 2021 |
| Property Address | 3980 FERRY LANDING RD, DUNKIRK, MD 20754-8905 |
| Document Number | 0059490316 |
| Book / Page | 5949 / 316 |
| Map Reference | MB KPS 3 PG 295 |
| Instrument Date | Apr 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 LEITCH RD, TRACYS LANDING, MD 20779-2407 |
| Investor | Possibly a Property Investor |
| Document Number | 0005949322 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 5949/322 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3980 Ferry Landing Rd was $8,925 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $832,633 | $884,700 Land $176,200 Building $708,500 | |
| 2025 | $8,925.00 | ||
| 2023 | $1,622.00 | $156,200 Land $156,200 | $156,200 Land $156,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3980 Ferry Landing Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3980 Ferry Landing Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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