Calvert County property record for 3890 Ferry Landing Rd, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,610 sqft · built 1996 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $192,000 (Nov 1996) |
| Tax Bill | $6,460 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-160165 |
| Primary APN | 03-160165 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,610 sqft Total Area |
| Basement Area | 936 sqft |
| Finished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Type | Built-in |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 480 sqft |
| Deck Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 160165 |
|---|---|
| Street Address | 3890 FERRY LANDING RD |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-8903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | 1.09 AC 3890 FERRY LANDING RD DUNKIRK |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 860103 |
Source: Calvert County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3890 FERRY LANDING RD, DUNKIRK, MD 20754-8903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Special Warranty Deed, Transfer · VA Mortgage BAY CAPITAL MORTGAGE CORPORATION |
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 1996 · Amount on Record |
| Deed Sale | Nov 19, 1996 · Amount on Record |
| Deed Document Number | 1996971316 |
| Deed Book / Page | 911 / 155 |
| Last Transfer Date | Mar 16, 2009 |
| Transfer Doc | KPS032650453 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jul 22, 2026 |
| Property Address | 3890 FERRY LANDING RD, DUNKIRK, MD 20754-8903 |
| Document Number | 6936000190 |
| Book / Page | 6936 / 190 |
| Instrument Date | Jun 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | CAPITOL CITY TITLE, CAPITOL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $707,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3890 FERRY LANDING RD, DUNKIRK, MD 20754-8903 |
| Document Number | 6936000198, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 6936/198 |
| Name | BAY CAPITAL MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3890 FERRY LANDING RD, DUNKIRK, MD 20754-8903 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0068710222 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 6871/222 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,460.00 (+26.34%) | $578,100 (+17.46%) Land $160,700 Building $417,400 | $578,100 (-) Land $160,700 Building $417,400 |
| 2023 | $5,113.00 | $492,167 | $578,100 Land $160,700 Building $417,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures