Collin County property record for 3985 Co Rd 406, McKinney, TX 75071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,954 sqft · built 1995 |
| Lot Size | 1.77 acres (77,101 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,800 (Mar 1999) |
| Tax Bill | $3,550 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-6166-001-1930-1 |
| Primary APN | R-6166-001-1930-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,954 sqft Living Area |
| Gross Area | 2,545 sqft |
| 1st Floor Area | 1,954 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 77,101 sqft (1.77 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Patio/Porch |
| Porch Area | 164 sqft |
| Total Buildings | 4 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3985 COUNTY ROAD 406 |
|---|---|
| City | MCKINNEY |
| State | TX |
| Zip | 75071-4337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABS A0166 DAVID CHERRY SURVEY, SHEET 1, TRACT 193, 1.77 ACRES |
| Legal Subdivision | DAVID CHERRY SURVEY |
| Legal Tract | 193 |
| Legal Block | 1 |
| Legal Lot Number | 193 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | PRINCETON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 31003 |
Source: Collin County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3985 COUNTY ROAD 406, MCKINNEY, TX 75071-4337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 1999 · Amount on Record |
| Deed Sale | Mar 16, 1999 · Amount on Record |
| Deed Document Number | 199931660 |
| Last Transfer Date | Jan 13, 2022 |
| Transfer Doc | 0000005146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 3985 COUNTY ROAD 406, MCKINNEY, TX 75071-4337 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6168 COUNTY ROAD 988, MCKINNEY, TX 75071-0623 |
| Document Number | 0000005147 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 20230118000005147 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2048 |
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Unified School District | McKinney Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,550.00 (-26.91%) Homeowner's exemption | $448,834 (-24.15%) Land $134,520 Building $314,314 | $448,834 (-24.15%) Land $134,520 Building $314,314 |
| 2024 | $4,857.00 (-18.71%) | ||
| 2023 | $591,747 Land $134,520 Building $457,227 | $591,747 Land $134,520 Building $457,227 | |
| 2022 | $5,975.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COLLIN SUD serves 10,716 people · EPA ID TX0430055 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment May 2025 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 1,000 / 1,000 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| 360 Broadband Fixed Wireless | 60 / 6 |
| Verizon Fixed Wireless | 25 / 6 |
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