3975 Co Rd 406, McKinney, TX 75071 Property Records

Collin County property record for 3975 Co Rd 406, McKinney, TX 75071

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 2,454 sqft · built 1994
Lot Size6.42 acres (279,655 sqft)
Owner2 Owner Names on File
Tax Bill$4,101 (2024)
Deeds & MortgagesJul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNR-6166-001-0020-1

Property Details

APN / Parcel Number

Primary APNR-6166-001-0020-1
Alternative APN
  • 2120641

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,454 sqft Living Area
Gross Area2,874 sqft
1st Floor Area1,612 sqft
2nd Floor Area842 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area279,655 sqft (6.42 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area348 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2120641
Street Address3975 COUNTY ROAD 406
CityMCKINNEY
StateTX
Zip75071-4337
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionABS A0166 DAVID CHERRY SURVEY, SHEET 1, TRACT 2, 6.42 ACRES
Legal SubdivisionDAVID CHERRY SURVEY
Legal Tract2
Legal Block1
Legal Lot Number2
JurisdictionCOLLIN TX
Township / Civil DivisionPRINCETON
Census Block Group3
Census Block3010
Census Tract31003

Owner

Source: Collin County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address3975 COUNTY ROAD 406, MCKINNEY, TX 75071-4337
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Prior SaleAug 5, 2003 · Amount on Record
Last Transfer DateDec 4, 2003
Transfer Doc0000235687
Record UpdatedJun 8, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address3975 COUNTY ROAD 406, MCKINNEY, TX 75071-4337
Document Number0000960910
Instrument DateJul 20, 2018
Transaction TypeMortgage
Record UpdatedAug 14, 2018
Title CompanyRATTIKIN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3975 COUNTY ROAD 406 MCKINNEY TX 750714337, MCKINNEY, TX 75071-4337

Mortgage

Document Number0000960910
DateAug 1, 2018
Instrument960910
Lender
NameINDEPENDENT BK
TypeBank
AddressMCKINNEY, TX 75069
Agreement
AmountAmount Recorded
Term360 Months
DueJul 31, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
Unified School DistrictMcKinney Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$897,415 (-4.29%) Land $481,500 Building $415,915$897,415 (-4.29%) Land $481,500 Building $415,915
2024$4,101.00 (-31.23%)
2023$937,612 Land $417,300 Building $520,312$937,612 Land $417,300 Building $520,312
2022$5,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 77% of Texas
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COLLIN SUD
serves 10,716 people · EPA ID TX0430055
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionAug 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
May 2025
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
1,000 / 1,000
JAB Wireless
Fixed Wireless
500 / 100
Element8 Technology Investment Group
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30
360 Communications, Inc. (OK, AR & TX)
Fixed Wireless
60 / 6
Verizon
Fixed Wireless
25 / 6

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