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3984 N Bluewater Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3984 N Bluewater Dr, Hernando, FL 34442

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,440 sqft · built 1974
Lot Size0.304 acres (13,231 sqft)
OwnerIndividual Name on File
Last Sale$62,500 (Nov 2019)
Tax Bill$710 (2025)
Deeds & MortgagesNov 2019 Sale
Sep 2019 Sale
Flood ZoneZone AE (high risk)
APN19E-18S-14-0110-00380-0900

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0110-00380-0900
Alternative APNs
  • 1418S19E0110003800900
  • 1602157

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleMobile Home
Exterior MaterialMetal
Construction TypeWood
Roof TypeSawtooth
Roof MaterialMetal
Lot Area13,231 sqft (0.304 acres)
Lot Dimensions142 ft deep x 12 ft wide
View / LotLake Front

Exterior Amenities

PorchFinished/Open Porch
Porch Area348 sqft
Deck Area208 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1602157
Street Address3984 N BLUEWATER DR
CityHERNANDO
StateFL
Zip34442-3150
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeCLRMH
Legal DescriptionAPACHE SHORES UNIT 11 LOTS 90 & 91 BLK 38 DESC IN OR BK 520 PG 680 & OR BK 661 PG 1634 PB 5 PG 36
Legal Range19E
Legal Township18S
Legal Section13
Legal SubdivisionAPACHE SHORES UNIT 11
Legal Block38
Legal Lot Number90,91
Legal Unit11
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1001
Census Tract450105

Owner

3984 N Bluewater Dr, a mobile home, is owned and occupied by an individual who bought it in November 2019.

Source: Citrus County records, as of March 19, 2026

Owner of RecordIndividual Name on File
Mailing Address3984 N BLUEWATER DR, HERNANDO, FL 34442-3150
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2019Warranty Deed, Transfer
WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA-WIKLE TITLE INS AGCY
Sep 13, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2019 · Amount on File
Deed SaleNov 26, 2019 · Amount on File
Prior SaleOct 13, 2005 · Amount on File
Deed Document Number201961857
Deed Book / Page3020 / 1960
Prior Transfer DateSep 3, 2019
Prior Transfer Doc0030040757
Record UpdatedJun 8, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateNov 26, 2019
Property Address3984 N BLUEWATER DR, HERNANDO, FL 34442-3150
Document Number0030201960
Book / Page003020 / 001960
Instrument DateNov 8, 2019
Instrument61857
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title CompanyWOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA-WIKLE TITLE INS AGCY

Transaction

AmountAmount on Record
Tax$437.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3984 N BLUEWATER DR HERNANDO FL 344423150, HERNANDO, FL 34442-3150

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateSep 13, 2019
Property Address3984 N BLUEWATER DR, HERNANDO, FL 34442-3150
Document Number0030040757
Book / Page003004 / 000757
Instrument DateSep 3, 2019
Instrument48157
Transaction TypeTransfer
Record UpdatedOct 3, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3894 N BLUEWATER DR HERNANDO FL 344423109, HERNANDO, FL 34442-3109

Tax Assessment & Valuation

The 2025 property tax bill for 3984 N Bluewater Dr was $710 with a homeowner's exemption, up 8.7% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$710.00 (+8.73%) Homeowner's exemption$69,231 (-29.63%)$108,940 (+10.73%) Land $39,270 Building $69,670
2024$653.00 (+0.77%) Homeowner's exemption Additional exemption filed$98,380 (+6.45%) Land $28,650 Building $69,730$98,380 (+6.45%) Land $28,650 Building $69,730
2023$648.00 (+3.68%) Homeowner's exemption Additional exemption filed$92,422 (+7.81%) Land $28,650 Building $63,772$92,422 (+7.81%) Land $28,650 Building $63,772
2022$625.00 Homeowner's exemption Additional exemption filed$85,727 Land $26,800 Building $58,927$85,727 Land $26,800 Building $58,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3984 N Bluewater Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation41.3 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3984 N Bluewater Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 47% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

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