3984 Cottage Dr, Tyler, TX 75701 Property Records

Smith County property record for 3984 Cottage Dr, Tyler, TX 75701

Property Summary

Property TypeDuplex
Details3 bd · 4 ba · 2,392 sqft · built 2013
Lot Size0.144 acres (6,273 sqft)
Owner2 Individual Names on Record
Last Sale$306,000 (Jul 2021)
Tax Bill$6,655 (2026)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR141578

Property Details

APN / Parcel Number

Primary APNR141578
Alternative APN
  • 1-50000-1080-11-010000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,392 sqft Heated Area
1st Floor Area2,392 sqft
FlooringHardwood

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2019
Architectural StyleDuplex Single
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,273 sqft (0.144 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR141578
Street Address3984 COTTAGE DR
CityTYLER
StateTX
Zip75701-6104
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionWESTMINSTER COTTAGES BLOCK 1080-K LOT 10
Legal SubdivisionWESTMINSTER COTTAGES
Legal Block1080-K
Legal Lot Number10
JurisdictionSMITH TX
Township / Civil DivisionTYLER EAST
Census Block Group1
Census Block1011
Census Tract1807

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2627 S BROADWAY AVE, 8072, TYLER, TX 75711-4297
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2021 · Amount on Record
Deed SaleJul 26, 2021 · Amount on Record
Prior SaleJul 26, 2021 · Amount on Record
Deed Document Number20211030365
Prior Transfer DateJul 15, 2021
Prior Transfer Doc0001030365
Record UpdatedOct 29, 2026

July 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionSMITH TX
Recording DateJul 26, 2021
Property Address3984 COTTAGE DR, TYLER, TX 75701-6104
Document Number0001030365
Map ReferenceCB E SL 225-D
Instrument DateJul 15, 2021
Instrument202101030365
Transaction TypeTransfer
Record UpdatedMar 17, 2026
Title CompanyCTC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3988 COTTAGE DR, TYLER, TX 75701-6104

Mortgage

Document Number0001030366
DateJul 26, 2021
Instrument202101030366
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateTexas
CountySmith County
MunicipalityTyler City
Unified School DistrictTyler Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,655.00 (+4.1%)$408,124 (+4.09%) Land $21,681 Building $386,443$408,124 (+4.09%) Land $21,681 Building $386,443
2025$6,393.00 (-9.14%)$392,069 (+13.75%) Land $21,573 Building $370,496$392,069 (+13.75%) Land $21,573 Building $370,496
2024$7,036.00 (+17.11%)
2023$6,008.00 (+13.27%)$344,664 Land $28,226 Building $316,438$344,664 Land $28,226 Building $316,438
2022$5,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TYLER
serves 107,000 people · EPA ID TX2120004
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Etex Telephone.

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