3976 Cottage Dr, Tyler, TX 75701 Property Records

Smith County property record for 3976 Cottage Dr, Tyler, TX 75701

Property Summary

Property Type	Duplex
Details	3 bd · 4 ba · 2,392 sqft · built 2013
Lot Size	0.141 acres (6,142 sqft)
Owner	Individual Name on Record
Last Sale	$430,920 (Dec 2022)
Tax Bill	$6,648 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`R141579`

Property Details

APN / Parcel Number

Primary APN	`R141579`
Alternative APN	`1-50000-1080-11-011000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,392 sqft Heated Area
1st Floor Area	2,392 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2019
Architectural Style	Duplex Single
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,142 sqft (0.141 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R141579
Street Address	3976 COTTAGE DR
City	TYLER
State	TX
Zip	75701-6104
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WESTMINSTER COTTAGES BLOCK 1080-K LOT 11
Legal Subdivision	WESTMINSTER COTTAGES
Legal Block	1080-K
Legal Lot Number	11
Jurisdiction	SMITH TX
Township / Civil Division	TYLER EAST
Census Block Group	1
Census Block	1011
Census Tract	1807

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2627 S BROADWAY AVE, 8072, TYLER, TX 75711-4297
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Vendor's Lien, Transfer · Line of Credit ORIGIN BANK
Oct 4, 2021	Warranty Deed, Transfer CTC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Oct 4, 2021
Deed Document Number	202245186
Record Updated	Oct 29, 2026

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Dec 8, 2022
Property Address	3976 COTTAGE DR, TYLER, TX 75701-6104
Document Number	0001045186
Map Reference	CAB E SL 225-D
Instrument Date	Dec 6, 2022
Instrument	202201045186
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 W 5TH ST, TYLER, TX 75701-3915
Investor	Possibly a Property Investor

Mortgage

Document Number	0001045187
Date	Dec 8, 2022
Instrument	202201045187

Lender

Name	ORIGIN BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 6, 2027

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Oct 4, 2021
Property Address	3976 COTTAGE DR, TYLER, TX 75701-6104
Document Number	0001040766
Map Reference	CAB E SL 225-D
Instrument Date	Sep 30, 2021
Instrument	202101040766
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7329 SIMMS CREEK CT, TYLER, TX 75703-7860

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Tyler City
Unified School District	Tyler Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,648.00 (+4.1%)	$407,682 (+4.1%) Land $21,239 Building $386,443	$407,682 (+4.1%) Land $21,239 Building $386,443
2025	$6,386.00 (-9.08%)	$391,629 (+13.82%) Land $21,133 Building $370,496	$391,629 (+13.82%) Land $21,133 Building $370,496
2024	$7,024.00 (+17.13%)
2023	$5,997.00 (+13.26%)	$344,076 Land $27,638 Building $316,438	$344,076 Land $27,638 Building $316,438
2022	$5,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TYLER serves 107,000 people · EPA ID TX2120004
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Etex Telephone.

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