3960 Cottage Dr, Tyler, TX 75701 Property Records

Smith County property record for 3960 Cottage Dr, Tyler, TX 75701

Property Summary

Property Type	Duplex
Details	3 bd · 4 ba · 2,392 sqft · built 2013
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$345,800 (Nov 2021)
Tax Bill	$4,936 (2026)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R190713`

Property Details

APN / Parcel Number

Primary APN	`R190713`
Alternative APN	`1-50000-1080-11-021010`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,392 sqft Living Area
1st Floor Area	2,392 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Duplex Single
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	80 ft deep x 72.5 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R190713
Street Address	3960 COTTAGE DR
City	TYLER
State	TX
Zip	75701-6104
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WESTMINSTER COTTAGESBLOCK 1080-K LOT 21A
Legal Subdivision	WESTMINSTER COTTAGES
Legal Block	1080-K
Legal Lot Number	21A
Jurisdiction	SMITH TX
Township / Civil Division	TYLER EAST
Census Block Group	1
Census Block	1011
Census Tract	1807

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	440 S VINE AVE, TYLER, TX 75702-7941
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Deed Document Number	202144976
Record Updated	Oct 29, 2026

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Nov 1, 2021
Property Address	3960 COTTAGE DR, TYLER, TX 75701-6104
Document Number	0001044976
Map Reference	CAB E SL 225-D
Instrument Date	Oct 26, 2021
Instrument	202101044976
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 S VINE AVE, TYLER, TX 75702-7941

Mortgage

Document Number	0001044977
Date	Nov 1, 2021
Instrument	202101044977

Lender

Name	GLOBAL RAI FUNDING LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Tyler City
Unified School District	Tyler Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,936.00 (-11.64%)	$302,741 (-11.63%) Land $21,090 Building $281,651	$302,741 (-11.63%) Land $21,090 Building $281,651
2025	$5,586.00 (-4.82%)	$342,593 (+2.18%) Land $20,985 Building $321,608	$342,593 (+2.18%) Land $20,985 Building $321,608
2024	$5,869.00 (+0.43%)
2023	$5,844.00 (+13.3%)	$335,270 Land $40,000 Building $295,270	$335,270 Land $40,000 Building $295,270
2022	$5,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TYLER serves 107,000 people · EPA ID TX2120004
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Etex Telephone.

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