Shiawassee County property record for 3981 S State Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,424 sqft · built 1964 |
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Sep 2026) |
| Tax Bill | $70 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-04-300-005-01 |
| Primary APN | 011-04-300-005-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| Basement Area | 1,160 sqft |
| Unfinished Basement | 1,160 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 126,324 sqft (2.9 acres) |
| Garage Area | 484 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3981 S STATE RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 4 & 9 T6N R3E COM AT SEC CORNER COMMON TO SEC 4 5 8 & 9 N0127'39!W ALG W SEC LINE 395.16 FT N8841'56!E 300.52 S0123'02!E |
| Legal Range | 03E |
| Legal Township | 06N |
| Legal Section | 04 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | SHIAWASSEE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 31302 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1274 S DURAND RD, LENNON, MI 48449-9692 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 30, 2026 | Warranty Deed, Transfer VITAL TITLE INSURANCE, VITAL TITLE |
| Feb 15, 2022 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| May 16, 2018 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Oct 4, 2018 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2026 · Amount on Record |
| Deed Sale | Sep 30, 2026 · Amount on Record |
| Deed Document Number | 20263407571 |
| Deed Book / Page | 1342 / 937 |
| Prior Transfer Date | Aug 31, 2016 |
| Prior Transfer Doc | 0012260055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 30, 2026 |
| Property Address | 3981 S STATE RD, OWOSSO, MI 48867-9710 |
| Document Number | 0003407571 |
| Book / Page | 1342 / 937 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20263407571 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | VITAL TITLE INSURANCE, VITAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $256,237.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1274 S DURAND RD, LENNON, MI 48449-9692 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 3981 S STATE RD, OWOSSO, MI 48867-9710 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 3981 S STATE RD, OWOSSO, MI 48867-9710 |
| Document Number | 0012920947 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 1292/947 |
| Instrument | 3356849 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 16, 2018 |
| Property Address | 3981 S STATE RD, OWOSSO, MI 48867-9710 |
| Document Number | 0012460315 |
| Book / Page | 001246 / 000315 |
| Instrument Date | May 15, 2018 |
| Instrument | 3309687 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,312.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7093 STONEBROOK RD WEST BLOOMFIELD MI 483224139, WEST BLOOMFIELD, MI 48322-4139 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 4, 2018 |
| Property Address | 3981 S STATE RD, OWOSSO, MI 48867-9710 |
| Document Number | 0012500667 |
| Book / Page | 001250 / 000667 |
| Instrument Date | May 15, 2018 |
| Instrument | 3314050 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3981 S STATE RD OWOSSO MI 488679710, OWOSSO, MI 48867-9710 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Shiawassee Township |
| Unified School District | Corunna Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,500 (+3.97%) | $283,000 (+3.97%) | |
| 2025 | $70.00 Homeowner's exemption | $136,100 | $272,200 |
| 2024 | $70.00 (+6,9%) | ||
| 2023 | $1.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DayStarr Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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