3501 S State Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 3501 S State Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$2,080 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`011-04-100-005`

Property Details

APN / Parcel Number

Primary APN	`011-04-100-005`
Alternative APN	`0110410000500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	87,120 sqft (2 acres)
Garage Area	1,982 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3501 S STATE RD
City	OWOSSO
State	MI
Zip	48867-9710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 4 T6N R3E COM ON E&W 14 LN 258 FT E OF W 14 POST OF SEC & ON CLN OF STATE ROAD E 473.35 FT N 212.40 FT W 347 FT TO CLN OF
Legal Range	03E
Legal Township	06N
Legal Section	04
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	SHIAWASSEE
Census Block Group	1
Census Block	1011
Census Tract	31302

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3501 S STATE RD, OWOSSO, MI 48867-9710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Sep 28, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 16, 2004
Transfer Doc	0003118693
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	3501 S STATE RD, OWOSSO, MI 48867-9710
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 S STATE RD, OWOSSO, MI 48867-9710

Mortgage

Document Number	0012920773
Date	Feb 10, 2022
Book Page	1292/773
Instrument	3356674

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	3501 S STATE RD, OWOSSO, MI 48867-9710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 S STATE RD, OWOSSO, MI 48867-9710

Mortgage

Document Number	0012730378
Date	Sep 28, 2020
Book Page	1273/378
Instrument	3337061

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	RIVERSIDE, RI 02915

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 16, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	3501 S STATE RD, OWOSSO, MI 48867-9710
Document Number	0012460760
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 S STATE RD OWOSSO MI 488679710, OWOSSO, MI 48867-9710

Mortgage

Document Number	0012460760
Date	Jun 1, 2018
Book Page	001246/000760
Instrument	3310133

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Shiawassee Township
Unified School District	Corunna Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,400 (+2.93%)	$252,800 (+2.93%)
2025	$2,080.00 (+2.72%) Homeowner's exemption	$122,800 (+18.76%)	$245,600 (+18.76%)
2024	$2,025.00 (+9.64%)
2023	$1,847.00 Homeowner's exemption	$103,400	$206,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DayStarr.

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