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3950 S State Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 3950 S State Rd, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,352 sqft · built 2022
Lot Size2.3 acres (100,188 sqft)
Owner2 Trust Names on File
Last Sale$33,800 (May 2021)
Tax Bill$2,662 (2025)
Deeds & MortgagesAug 2023 Mortgage
Nov 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN011-05-400-001-08

Property Details

APN / Parcel Number

Primary APN011-05-400-001-08

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,352 sqft Living Area
1st Floor Area1,352 sqft
Basement Area1,352 sqft
Unfinished Basement1,352 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleModular
Lot Area100,188 sqft (2.3 acres)
Garage Area676 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3950 S STATE RD
CityOWOSSO
StateMI
Zip48867-9710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 5 T6N R3E COM AT PT WHICH IS N0131'07!E 210 FT FROM SE COR OF SEC N8743'05!W 361.24 FT N0216'55!E 278.15 FT S8828'53!E 35
Legal Range03E
Legal Township06N
Legal Section05
JurisdictionSHIAWASSEE MI
Township / Civil DivisionSHIAWASSEE
Census Block Group1
Census Block1010
Census Tract31302

Owner

3950 S State Rd is owner-occupied and held in a trust since April 2023.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address3950 S STATE RD, OWOSSO, MI 48867-9710
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE 1 INC
Nov 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE 1 INC
Apr 18, 2023Intrafamily Transfer, Transfer
May 11, 2021Warranty Deed, Transfer
CRISLO TITLE COMPANY, CISLO TITLE COMPANY
Oct 15, 2018Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2021 · Amount on File
Deed SaleMay 11, 2021 · Amount on File
Prior SaleJun 3, 2005 · Amount on File
Deed Document Number20213346241
Deed Book / Page1282 / 474
Last Transfer DateApr 18, 2023
Transfer Doc0013060479
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address3950 S STATE RD, OWOSSO, MI 48867-9710
Transaction TypeMortgage
Record UpdatedSep 20, 2023
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3950 S STATE RD, OWOSSO, MI 48867-9710

Mortgage

Document Number0013100181
DateAug 29, 2023
Book Page1310/181
Instrument3374344
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2038

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address3950 S STATE RD, OWOSSO, MI 48867-9710
Transaction TypeMortgage
Record UpdatedJun 30, 2023
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3950 S STATE RD, OWOSSO, MI 48867-9710

Mortgage

Document Number0013020426
DateNov 23, 2022
Book Page1302/426
Instrument3366444
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHIAWASSEE MI
Recording DateApr 18, 2023
Property Address3950 S STATE RD, OWOSSO, MI 48867-9710
Document Number0013060479
Book / Page1306 / 479
Instrument DateApr 18, 2023
Instrument3370586
Transaction TypeTransfer
Record UpdatedJun 30, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3950 S STATE RD, OWOSSO, MI 48867-9710

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address3950 S STATE RD, OWOSSO, MI 48867-9710

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateMay 11, 2021
Property Address3950 S STATE RD, OWOSSO, MI 48867-9710
Document Number0012820474
Book / Page1282 / 474
Instrument DateMay 10, 2021
Instrument3346241
Transaction TypeTransfer
Record UpdatedJun 30, 2023
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

AmountAmount on Record
Tax$255.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address805 N STATE RD, OWOSSO, MI 48867-9034

Transferred To (Grantee/Buyer)

NameVerified Name
Address459 E MCNEIL ST, CORUNNA, MI 48817-1752

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateOct 15, 2018
Property Address3950 S STATE RD, OWOSSO, MI 48867-9710
Document Number0012500948
Book / Page001250 / 000948
Instrument DateOct 15, 2018
Instrument3314335
Transaction TypeTransfer
Record UpdatedNov 2, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
Tax$187.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 LAFAYETTE BLVD OWOSSO MI 488672013, OWOSSO, MI 48867-2013

Tax Assessment & Valuation

The 2025 property tax bill for 3950 S State Rd was $2,662 with a homeowner's exemption, up 2.7% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
County SubdivisionShiawassee Township
Unified School DistrictCorunna Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$117,700 (+4.34%)$235,400 (+4.34%)
2025$2,662.00 (+2.74%) Homeowner's exemption$112,800$225,600
2024$2,591.00 (+459.61%)
2023$463.00 Homeowner's exemption$94,700$189,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3950 S State Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3950 S State Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
DayStarr
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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