Tioga County and Tioga Town property record for 3980 Waverly Rd, Owego, NY 13827
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 5,436 sqft · built 1830 |
| Lot Size | 9.5 acres (413,820 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,981 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 493600 128.15-1-1.20 |
| Primary APN | 493600 128.15-1-1.20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 5,436 sqft Living Area |
| 1st Floor Area | 2,718 sqft |
| 2nd Floor Area | 2,718 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 413,820 sqft (9.5 acres) |
| Garage Type | Attached |
| Garage Area | 760 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 428 sqft |
| Patio Area | 884 sqft |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000002092 |
|---|---|
| Street Address | 3980 WAVERLY RD |
| City | OWEGO |
| State | NY |
| Zip | 13827-1541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 1.020 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | TIOGA |
| Census Block Group | 3 |
| Census Block | 3070 |
| Census Tract | 20600 |
3980 Waverly Rd is owned and occupied by two individuals.
Source: Tioga County and Tioga Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3980 WAVERLY RD, OWEGO, NY 13827-1541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3980 Waverly Rd was $7,981, up 0.3% from the year before.
Source: Tioga County and Tioga Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Tioga Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,981.00 (+0.31%) | ||
| 2025 | $7,956.00 | $13,600 Land $1,600 Building $12,000 | $316,279 Land $37,209 Building $279,070 |
| 2023 | $13,600 Land $1,600 Building $12,000 | $302,222 Land $35,556 Building $266,666 | |
| 2019 | $2,700.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3980 Waverly Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 25 (1983–2011) |
| Claims Outside the SFHA | 5 of 25 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3980 Waverly Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Greenlight Networks.
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