3957 Waverly Rd, Owego, NY 13827 Property Records

Tioga County and Tioga Town property record for 3957 Waverly Rd, Owego, NY 13827

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,881 sqft · built 1840
Lot Size0.25 acres (10,931 sqft)
OwnerIndividual Name on Record
Tax Bill$3,345 (2026)
Flood ZoneZone X (minimal risk)
APN493600 128.10-1-19

Property Details

APN / Parcel Number

Primary APN493600 128.10-1-19
Alternative APNs
  • 360012801000010190000000
  • 00000001152

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,881 sqft Living Area
1st Floor Area1,491 sqft
Upper Floors Area390 sqft

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area10,931 sqft (0.25 acres)
Lot Dimensions165 ft deep x 66 ft wide
Shed1 Shed
Canopy160 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000001152
Street Address3957 WAVERLY RD
CityOWEGO
StateNY
Zip13827-2841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block1
Legal Lot Number19.000
JurisdictionTIOGA NY
Township / Civil DivisionTIOGA
Census Block Group3
Census Block3069
Census Tract20600

Owner

Source: Tioga County and Tioga Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3957 WAVERLY RD, OWEGO, NY 13827-2841
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 16, 2016
Transfer Doc0000020160/000000060
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Tioga County and Tioga Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionTioga Town
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,345.00 (+0.33%)
2025$3,334.00 (+173.05%)$5,700 (-) Land $600 Building $5,100$132,558 (+4.65%) Land $13,953 Building $118,605
2023$5,700 Land $600 Building $5,100$126,667 Land $13,333 Building $113,334
2019$1,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims25 (1983–2011)
Claims Outside the SFHA5 of 25
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 8 claims
  • Severe Storms And Flooding, Jul 2006 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Greenlight Networks.

Nearby Properties on Waverly Rd

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