Tioga County and Tioga Town property record for 3953 Waverly Rd, Owego, NY 13827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,088 sqft · built 1850 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $6,220 (2026) |
| Deeds & Mortgages | Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 493600 128.10-1-18 |
| Primary APN | 493600 128.10-1-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 1,256 sqft |
| 2nd Floor Area | 832 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 46,174 sqft (1.06 acres) |
| Lot Dimensions | 436 ft deep x 71.6 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 248 sqft |
| Patio Area | 272 sqft |
| Canopy | 96 sqft |
| Pole Barn | Pole Barn |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000001091 |
|---|---|
| Street Address | 3953 WAVERLY RD |
| City | OWEGO |
| State | NY |
| Zip | 13827-2841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | TIOGA |
| Census Block Group | 3 |
| Census Block | 3069 |
| Census Tract | 20600 |
3953 Waverly Rd is owned by a company that acquired it in November 2021 and is owner-occupied.
Source: Tioga County and Tioga Town records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3953 WAVERLY RD, OWEGO, NY 13827-2841 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 22, 2021 |
| Transfer Doc | 0000005787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Nov 22, 2021 |
| Property Address | 3953 WAVERLY RD, OWEGO, NY 13827-2841 |
| Document Number | 2021000005787 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 20210-00005787 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3953 WAVERLY RD, OWEGO, NY 13827-2841 |
The 2026 property tax bill for 3953 Waverly Rd was $6,220 with exemptions applied, up 0.3% from the year before.
Source: Tioga County and Tioga Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Tioga Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,220.00 (+0.31%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $6,201.00 | $10,600 Land $600 Building $10,000 | $246,512 Land $13,954 Building $232,558 |
| 2023 | $10,600 Land $600 Building $10,000 | $235,556 Land $13,333 Building $222,223 | |
| 2019 | $2,271.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3953 Waverly Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 25 (1983–2011) |
| Claims Outside the SFHA | 5 of 25 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3953 Waverly Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Greenlight Networks.
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