398 Old Jay Rd, Eclectic, AL 36024 Property Records

Elmore County property record for 398 Old Jay Rd, Eclectic, AL 36024 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,164 sqft · built 2022
Lot Size0.16 acres (6,970 sqft)
Owner2 Company Names on File
Last Sale$77,000 (Aug 2024)
Tax Bill$2,734 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-05-22-0-001-009.042

Property Details

APN / Parcel Number

Primary APN07-05-22-0-001-009.042

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,164 sqft Living Area
1st Floor Area1,286 sqft
Basement Area1,254 sqft
Finished Basement1,254 sqft
Utility Area16 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
PorchSlab
Porch Area361 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address398 OLD JAY RD
CityECLECTIC
StateAL
Zip36024-4642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 TALISI COVE PHASE 2 29-53
Legal Range21E
Legal Township20N
Legal Section22
Legal SubdivisionTALISI COVE PHASE 2
Legal Phase2
Legal Lot Number32
JurisdictionELMORE AL
Township / Civil DivisionECLECTIC
Census Block Group1
Census Block1011
Census Tract30300

Owner

Source: Elmore County records · APN 07-05-22-0-001-009.042

Assessment roll updated March 19, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address7225 FOXBORO CIR, MILTON, FL 32571-9193
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2023Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA
May 31, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 2024 · Amount on Record
Deed SaleAug 21, 2024 · Amount on Record
Prior SaleFeb 13, 2023 · Amount on Record
Deed Book / Page2024 / 42785
Prior Transfer DateAug 19, 2024
Prior Transfer Doc2024/42785
Record UpdatedJun 08, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELMORE AL
Recording DateFeb 13, 2023
Property Address398 OLD JAY RD, ECLECTIC, AL 36024-4642
Document Number02023/5665
Book / Page2023 / 5665
Map ReferenceMB 29 PG 53
Instrument DateFeb 10, 2023
Transaction TypeTransfer
Record UpdatedApr 02, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2324 BLACKRIDGE DR, HOOVER, AL 35244-5234

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address7225 FOXBORO CIR, PACE, FL 32571-9193

Mortgage

Document Number0020235668
DateFeb 13, 2023
Instrument2023/5668
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELMORE AL
Recording DateMay 31, 2022
Property Address398 OLD JAY RD, ECLECTIC, AL 36024-4642
Document Number2022/33951
Book / Page2022 / 33951
Map ReferenceMB 29 PG 53
Instrument DateMay 25, 2022
Transaction TypeTransfer
Record UpdatedApr 18, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3111 TIMBERLAKE RD, VESTAVIA, AL 35243-2311

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address398 OLD JAY RD, ECLECTIC, AL 36024-4642

Mortgage

Document Number0202233955
DateMay 31, 2022
Instrument2022/33955
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

Tax Assessment & Valuation

Source: Elmore County records · Assessment roll updated March 19, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountyElmore County
Unified School DistrictElmore County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,734.00$107,360 (-)$536,800 (-) Land $125,000 Building $411,800
2024$2,734.00 (-0.76%)$107,360 (-0.78%)$536,800 (-0.78%) Land $125,000 Building $411,800
2023$2,755.00 (+451%)$108,200 (+441%) Land $25,000 Building $83,200$541,000 (+441%) Land $125,000 Building $416,000
2022$500.00$20,000 Land $20,000$100,000 Land $100,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elmore County (01051C), updated February 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010510303001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
1 of 2 on primary residences
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2021, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 49% of the US · above 57% of Alabama
Wildfire LikelihoodAbout 1 in 962 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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