Elmore County property record for 431 Old Jay Rd, Eclectic, AL 36024
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,091 sqft · built 2021 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,225,000 (Sep 2023) |
| Tax Bill | $2,014 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-22-0-001-009.053 |
| Primary APN | 07-05-22-0-001-009.053 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,091 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 1,159 sqft |
| Finished Basement | 1,159 sqft |
| Utility Area | 80 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Porch | Slab |
| Porch Area | 424 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 431 OLD JAY RD |
|---|---|
| City | ECLECTIC |
| State | AL |
| Zip | 36024-4646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 TALISI COVE PHASE 2 29-53 |
| Legal Range | 21E |
| Legal Township | 20N |
| Legal Section | 22 |
| Legal Subdivision | TALISI COVE PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30300 |
Source: Elmore County records · APN 07-05-22-0-001-009.053
Assessment roll updated March 19, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4246 CHICKAMAUGA RD, MOUNTAIN BRK, AL 35213-1812 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Sep 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| May 05, 2021 | Correction Deed |
| Apr 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Prior Sale | May 05, 2021 · Amount on Record |
| Deed Book / Page | 2023 / 42367 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 431 OLD JAY RD, ECLECTIC, AL 36024-4646 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2326 BROOK MANOR DR, MOUNTAIN BRK, AL 35223-2302 |
| Document Number | 2026/14848 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 2026/14848 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Sep 18, 2023 |
| Property Address | 431 OLD JAY RD, ECLECTIC, AL 36024-4646 |
| Document Number | 2023/42367 |
| Book / Page | 2023 / 42367 |
| Map Reference | MB 29 PG 53 |
| Instrument Date | Sep 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1011 NEWHAVEN CT, BIRMINGHAM, AL 35242-5885 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4246 CHICKAMAUGA RD, MOUNTAIN BRK, AL 35213-1812 |
| Document Number | 0202342369 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 2023/42369 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | May 05, 2021 |
| Property Address | 431 OLD JAY RD, ECLECTIC, AL 36024-4646 |
| Document Number | 2021/38866 |
| Book / Page | 2021 / 38866 |
| Map Reference | MB 29 PG 53 |
| Instrument Date | Apr 26, 2021 |
| Record Updated | Mar 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 CHEDWORTH COURT, NOONAN, ND 58765 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Apr 20, 2021 |
| Property Address | 431 OLD JAY RD, ECLECTIC, AL 36024-4646 |
| Document Number | 2021/34542 |
| Book / Page | 2021 / 34542 |
| Map Reference | MB 29 PG 53 |
| Instrument Date | Apr 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3111 TIMBERLAKE RD, VESTAVIA, AL 35243-2311 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1040 CHEDWORTH CT, BIRMINGHAM, AL 35242-5876 |
| Document Number | 0202134544 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021/34544 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Elmore County records · Assessment roll updated March 19, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,014.00 (-0.49%) | $78,560 (-0.53%) | $785,550 (-0.52%) Land $350,000 Building $435,550 |
| 2024 | $2,024.00 (-49.37%) | $78,980 (-49.99%) | $789,650 (-) Land $350,000 Building $439,650 |
| 2023 | $3,998.00 (-6.85%) | $157,930 (+6.92%) Land $70,000 Building $87,930 | $789,650 (+6.92%) Land $350,000 Building $439,650 |
| 2022 | $4,292.00 | $147,714 Land $48,000 Building $99,714 | $738,570 Land $240,000 Building $498,570 |
Source: FEMA National Flood Hazard Layer as of February 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021 · rainfall accumulation |
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber · Cable | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Uniti Group.
Based on FCC filings for 108 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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