354 Old Jay Rd, Eclectic, AL 36024 Property Records

Elmore County property record for 354 Old Jay Rd, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,648 sqft · built 2022
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (Sep 2026)
Tax Bill	$1,044 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-05-22-0-001-009.039`

Property Details

APN / Parcel Number

Primary APN	`07-05-22-0-001-009.039`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,648 sqft Living Area
1st Floor Area	824 sqft
2nd Floor Area	824 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	354 OLD JAY RD
City	ECLECTIC
State	AL
Zip	36024-4642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 TALISI COVE PHASE 2 29-53
Legal Range	21E
Legal Township	20N
Legal Section	22
Legal Subdivision	TALISI COVE PHASE 2
Legal Phase	2
Legal Lot Number	30
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	1
Census Block	1011
Census Tract	30300

Owner

Source: Elmore County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1389 SWITCHGRASS DR, STATHAM, GA 30666-1613
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
May 31, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Prior Sale	May 31, 2022 · Amount on Record
Deed Document Number	2026713906
Deed Book / Page	2026 / 57068
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Sep 9, 2026
Property Address	354 OLD JAY RD, ECLECTIC, AL 36024-4642
Document Number	0000713906
Book / Page	2026 / 57068
Instrument Date	Sep 3, 2026
Instrument	2026713906
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,690.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1389 SWITCHGRASS DR, STATHAM, GA 30666-1613

Mortgage

Document Number	0000713907,
Date	Sep 9, 2026
Instrument	2026713907

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	May 31, 2022
Property Address	ECLECTIC, AL 36024
Document Number	2022/33976
Book / Page	2022 / 33976
Map Reference	MB 29 PG 53
Instrument Date	May 27, 2022
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3111 TIMBERLAKE RD, VESTAVIA, AL 35243-2311

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	354 OLD JAY RD, ECLECTIC, AL 36024-4642

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,044.00 (-0.76%)
2025	$1,052.00	$40,080 (-)	$400,700 (-) Land $100,000 Building $300,700
2024	$1,052.00 (-0.66%)	$40,080 (-50.37%)	$400,700 (-0.77%) Land $100,000 Building $300,700
2023	$1,059.00 (+164.75%)	$80,760 (+404.75%) Land $20,000 Building $60,760	$403,800 (+404.75%) Land $100,000 Building $303,800
2022	$400.00	$16,000 Land $16,000	$80,000 Land $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	10,000 / 10,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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