Lincoln County property record for 398 Hwy BB, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,451 sqft · built 1970 |
| Lot Size | 10.1 acres (443,441 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,478 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-80-33-000-000-018.001 |
| Primary APN | 08-80-33-000-000-018.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,451 sqft Living Area |
| Basement Area | 1,451 sqft |
| Unfinished Basement | 1,451 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 443,441 sqft (10.1 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 398 HIGHWAY BB |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10.18 AC IN THE SE PT OF THE NWSW OF SECT 33 |
| Legal Range | 01W |
| Legal Township | 50N |
| Legal Section | 33 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MILLWOOD |
| Census Block Group | 2 |
| Census Block | 2114 |
| Census Tract | 810205 |
398 Hwy BB is owned and occupied by two individuals.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 398 HIGHWAY BB, TROY, MO 63379-4758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Line of Credit VANTAGE CU |
| Jun 21, 2022 | Deed of Trust, Mortgage · Line of Credit VANTAGE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 398 HIGHWAY BB, TROY, MO 63379-4758 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | SURITY TITLE, SECURITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 398 HIGHWAY BB TROY, TROY, MO 63379 |
| Document Number | 002513/973 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 2513/973 |
| Instrument | 2025007513 |
| Name | VANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT CHARLES, MO 63304 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 398 HIGHWAY BB, TROY, MO 63379-4758 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 398 HIGHWAY BB, TROY, MO 63379-4758 |
| Document Number | 002480/824 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 2480/824 |
| Instrument | 2022006570 |
| Name | VANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT CHARLES, MO 63304 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 398 Hwy BB was $1,478.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,538 (-) Land $2,497 Building $23,041 | ||
| 2025 | $1,478.00 | $25,538 Land $2,497 Building $23,041 | $134,410 Land $13,140 Building $121,270 |
| 2023 | $1,451.00 (+3.64%) | $23,894 Land $2,345 Building $21,550 | $125,760 Land $12,340 Building $113,420 |
| 2022 | $1,400.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 398 Hwy BB in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 398 Hwy BB is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Starlink Satellite | 280 / 30 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 100 / 10 |
May also be available: AT&T, Spectrum.
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