314 Hwy BB, Troy, MO 63379 Property Records

Lincoln County property record for 314 Hwy BB, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1984
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,200 (Nov 2021)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	May 2017 Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-90-32-000-000-015.005`

Property Details

APN / Parcel Number

Primary APN	`08-90-32-000-000-015.005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Basement Area	720 sqft
Unfinished Basement	720 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,370 sqft (1.34 acres)
Garage Type	Attached
Garage Area	672 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	314 HIGHWAY BB
City	TROY
State	MO
Zip	63379-4758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.34 AC TRACT IN THE NW PT OF THE SESE OF SEC 32: HWY BB
Legal Range	01W
Legal Township	50N
Legal Section	32
Jurisdiction	LINCOLN MO
Township / Civil Division	MILLWOOD
Census Block Group	2
Census Block	2115
Census Tract	810205

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 HIGHWAY BB, TROY, MO 63379-4758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Nov 1, 2021	Warranty Deed, Transfer · Line of Credit GERSHMAN INVESTMENT CORP
Mar 9, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Jan 2, 2014 · Amount on Record
Deed Document Number	202114263
Deed Book / Page	2471 / 684
Prior Transfer Date	Apr 25, 2012
Prior Transfer Doc	02247/0357
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	314 HIGHWAY BB, TROY, MO 63379-4758
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	FNTGI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02410/0383
Date	May 1, 2017
Book Page	2410/0383
Instrument	2017003816

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 1, 2021
Property Address	314 HIGHWAY BB, TROY, MO 63379-4758
Document Number	002471/684
Book / Page	2471 / 684
Instrument Date	Oct 28, 2021
Instrument	2021014263
Transaction Type	Transfer
Record Updated	Jan 20, 2022
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 PINNACLE LAKE RD, 68, NEW FLORENCE, MO 63363-2723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 HIGHWAY BB, TROY, MO 63379-4758

Mortgage

Document Number	2021014264
Date	Nov 1, 2021
Instrument	2021014264

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Mar 9, 2017
Property Address	314 HIGHWAY BB, TROY, MO 63379-4758
Document Number	02408/0583
Book / Page	2408 / 0583
Instrument Date	Mar 9, 2017
Instrument	2017002007
Transaction Type	Transfer
Record Updated	Jan 20, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 HIGHWAY BB, TROY, MO 63379-4758

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,219 (-) Land $3,021 Building $24,198
2025	$1,663.00 (+3.68%)	$27,219 (+5.14%) Land $3,021 Building $24,198	$143,260 (+5.14%) Land $15,900 Building $127,360
2023	$1,604.00 (+4.16%)	$25,889 Land $2,850 Building $23,039	$136,260 Land $15,000 Building $121,260
2022	$1,540.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Systec Wireless Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy BB

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