3979 San Pablo Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 3979 San Pablo Ave, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 820 sqft · built 1983
Lot Size	0.126 acres (5,502 sqft)
Owner	Company Name on File
Last Sale	$395,000 (Mar 2020)
Tax Bill	$4,895 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`160-522-13-00`

Property Details

APN / Parcel Number

Primary APN	`160-522-13-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	820 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	5,502 sqft (0.126 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3979 SAN PABLO AVE
City	OCEANSIDE
State	CA
Zip	92057-7209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 39(EX RD) TR 010191
Legal Subdivision	RANCHO HERMOSA
Legal Tract	010191
Legal Block	1
Legal Lot Number	39
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18512

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3979 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jun 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 7, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jul 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 30, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 28, 2018	Grant Deed, Transfer · Conventional Mortgage CITIBANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 30, 2020 · Amount on Record
Deed Sale	Mar 30, 2020 · Amount on Record
Prior Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	2020162165
Last Transfer Date	Jun 24, 2021
Transfer Doc	0000488668
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3979 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Transaction Type	Mortgage
Record Updated	Jul 8, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3979 SAN PABLO AVE, OCEANSIDE, CA 92057-7209

Mortgage

Document Number	0000263070
Date	Jun 27, 2022
Instrument	2022-0263070

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3979 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Transaction Type	Mortgage
Record Updated	Jun 17, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3979 SAN PABLO AVE, OCEANSIDE, CA 92057-7209

Mortgage

Document Number	0000239525
Date	Jun 7, 2022
Instrument	2022-0239525

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Aug 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2021
Property Address	3979 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Document Number	0000488668
Map Reference	MAP 10191
Instrument Date	Jun 24, 2021
Instrument	2021-0488668
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3979 SAN PABLO AVE, OCEANSIDE, CA 92057-7209

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2021
Property Address	3979 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Document Number	0000488666
Map Reference	MAP 10191
Instrument Date	Jun 24, 2021
Instrument	2021-0488666
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3979 SAN PABLO AVE, OCEANSIDE, CA 92057-7209

Mortgage

Document Number	0000488667
Date	Jul 7, 2021
Instrument	2021-0488667

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2020
Property Address	3979 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Document Number	0000183270
Instrument Date	Apr 3, 2020
Instrument	183270
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3979 SAN PABLO AVE OCEANSIDE CA 920577209, OCEANSIDE, CA 92057-7209

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2020
Property Address	3979 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Document Number	0000162165
Map Reference	MAP 10191
Instrument Date	Mar 10, 2020
Instrument	2020-0162165
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3979 SAN PABLO AVE, OCEANSIDE, CA 92057-7209

Mortgage

Document Number	0000162166
Date	Mar 30, 2020
Instrument	2020-0162166

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 28, 2018
Property Address	3979 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Document Number	0000122882
Instrument Date	Mar 5, 2018
Instrument	122882
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	35792 HAZELHURST ST #2 MURRIETA CA 925622871, 2, MURRIETA, CA 92562-2871

Mortgage

Document Number	122883
Date	Mar 28, 2018
Instrument	122883

Lender

Name	CITIBANK FSB
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$440,625 (+2%) Land $312,343 Building $128,282
2025	$4,895.00 (+5.29%) Homeowner's exemption	$431,986 (+4.04%) Land $306,219 Building $125,767
2023	$4,649.00 (+1.66%) Homeowner's exemption	$415,213 Land $294,329 Building $120,884
2022	$4,573.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: California Internet.

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