3963 San Pablo Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 3963 San Pablo Ave, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 977 sqft · built 1983
Lot Size	0.91 acres (3,973 sqft)
Owner	2 Company Names on File
Last Sale	$485,500 (Apr 2022)
Tax Bill	$5,825 (2025)
Deeds & Mortgages	Aug 2026 Transfer Apr 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`160-522-17-00`

Property Details

APN / Parcel Number

Primary APN	`160-522-17-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	977 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,973 sqft (0.91 acres)
Lot Dimensions	117 ft deep x 40 ft wide
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3963 SAN PABLO AVE
City	OCEANSIDE
State	CA
Zip	92057-7209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 43(EX RD) TR 010191
Legal Subdivision	RANCHO HERMOSA
Legal Tract	010191
Legal Block	1
Legal Lot Number	43
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18512

Owner

3963 San Pablo Ave is owned by a company that bought it in April 2022 and is owner-occupied.

Source: San Diego County records, as of August 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	3962 SAN PABLO AVE, OCEANSIDE, CA 92057-7210
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 13, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Apr 13, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 13, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Feb 8, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2022 · Amount on File
Deed Sale	Apr 13, 2022 · Amount on File
Prior Sale	Feb 10, 1998 · Amount on File
Deed Document Number	2022162677
Prior Transfer Date	Mar 23, 2022
Prior Transfer Doc	0000162675
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 20, 2026
Property Address	3963 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Document Number	0000244768
Instrument Date	Aug 17, 2026
Instrument	2026244768
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2022
Property Address	3963 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Document Number	0000162675
Map Reference	MAP 10191
Instrument Date	Mar 23, 2022
Instrument	2022-0162675
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9452 VAN NESS WAY, DURHAM, CA 95938-9518

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2022
Property Address	3963 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Document Number	0000162677
Map Reference	MAP 10191
Instrument Date	Mar 21, 2022
Instrument	2022-0162677
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3963 SAN PABLO AVE, OCEANSIDE, CA 92057-7209

Mortgage

Document Number	0000162678
Date	Apr 13, 2022
Instrument	2022-0162678

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2022
Property Address	3963 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Document Number	0000162676
Map Reference	MAP 10191
Instrument Date	Mar 21, 2022
Instrument	2022-0162676
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CLEAVES CT, CHICO, CA 95973-9183

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 8, 2022
Property Address	3963 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Document Number	0000059189
Map Reference	MAP 10191
Instrument Date	Dec 21, 2021
Instrument	2022-0059189
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6 CLEAVES CT, CHICO, CA 95973-9183

Tax Assessment & Valuation

The 2025 property tax bill for 3963 San Pablo Ave was $5,825 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$525,516 (+2%) Land $416,733 Building $108,783
2025	$5,825.00 Homeowner's exemption	$515,212 Land $408,562 Building $106,650
2023	$5,243.00 (+219.7%) Homeowner's exemption	$469,000 Land $371,000 Building $98,000
2022	$1,640.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3963 San Pablo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3963 San Pablo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks.

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