3959 San Pablo Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 3959 San Pablo Ave, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 977 sqft · built 1983
Lot Size	0.9 acres (3,936 sqft)
Owner	2 Individual Names on File
Last Sale	$138,000 (Oct 2021)
Tax Bill	$2,504 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160-522-18-00`

Property Details

APN / Parcel Number

Primary APN	`160-522-18-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	977 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	3,936 sqft (0.9 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3959 SAN PABLO AVE
City	OCEANSIDE
State	CA
Zip	92057-7209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 44(EX RD) TR 010191
Legal Subdivision	RANCHO HERMOSA
Legal Tract	010191
Legal Block	1
Legal Lot Number	44
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18512

Owner

3959 San Pablo Ave is owned and occupied by two individuals who bought it in October 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3959 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 15, 2021	Intrafamily Transfer, Transfer ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY
Oct 15, 2021	Intrafamily Transfer, Transfer ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY
Oct 15, 2021	Grant Deed, Transfer ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	Oct 1, 2012 · Amount on File
Deed Document Number	2021720755
Prior Transfer Date	Oct 1, 2021
Prior Transfer Doc	0000720754
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2021
Property Address	3959 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Document Number	0000720757
Map Reference	MAP 10191
Instrument Date	Oct 6, 2021
Instrument	2021-0720757
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 N EL CAM MO REAL SPC 28 SPC 28, 28, OCEANSIDE, CA 92058

Mortgage

Document Number	0000720758
Date	Oct 15, 2021
Instrument	2021-0720758

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2021
Property Address	3959 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Document Number	0000720754
Map Reference	MAP 10191
Instrument Date	Oct 1, 2021
Instrument	2021-0720754
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 N EL CAMINO REAL SPC 28, 28, OCEANSIDE, CA 92058-1766

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2021
Property Address	3959 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Document Number	0000720756
Map Reference	MAP 10191
Instrument Date	Oct 1, 2021
Instrument	2021-0720756
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 N EL CAMINO REAL SPC 28, 28, OCEANSIDE, CA 92058-1766

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2021
Property Address	3959 SAN PABLO AVE, OCEANSIDE, CA 92057-7209
Document Number	0000720755
Map Reference	MAP 10191
Instrument Date	Oct 1, 2021
Instrument	2021-0720755
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 N EL CAMINO REAL SPC 28, 28, OCEANSIDE, CA 92058-1766

Tax Assessment & Valuation

The 2025 property tax bill for 3959 San Pablo Ave was $2,504 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$222,311 (+2%) Land $73,421 Building $148,890
2025	$2,504.00 Homeowner's exemption	$217,953 Land $71,982 Building $145,971
2023	$2,375.00 (+1.8%) Homeowner's exemption	$209,491 Land $69,188 Building $140,303
2022	$2,333.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3959 San Pablo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3959 San Pablo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks.

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