3971 Tersk Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 3971 Tersk Dr, Midland, NC 28107

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,690 sqft · built 2018
Lot Size0.094 acres (4,095 sqft)
OwnerCompany Name on File
Last Sale$272,000 (May 2021)
Tax Bill$2,523 (2025)
Deeds & MortgagesMay 2021 Sale
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10021E0197.000000

Property Details

APN / Parcel Number

Primary APN10021E0197.000000
Alternative APNs
  • 5544 97 9572
  • 125839
  • 143794

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,690 sqft Living Area
Gross Area2,090 sqft
1st Floor Area890 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialWood Shingle
Lot Area4,095 sqft (0.094 acres)
Lot Dimensions101 ft deep x 40 ft wide
Garage TypeMixed
Garage Area200 sqft
DrivewayConcrete Driveway
Driveway Area504 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number143794
Street Address3971 TERSK DR
CityMIDLAND
StateNC
Zip28107-9548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionLT 197 FOX CREEK
Legal SubdivisionFOX CREEK
Legal Lot Number197
JurisdictionCABARRUS NC
Township / Civil Division10, MIDLAND
Census Block Group1
Census Block1012
Census Tract41603

Owner

Source: Cabarrus County assessment roll, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Warranty Deed, Transfer
Sep 5, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SUNTRUST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 11, 2021 · Amount on Record
Deed SaleMay 11, 2021 · Amount on Record
Prior SaleSep 5, 2018 · Amount on Record
Deed Book / Page15161 / 267
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMay 11, 2021
Property Address3971 TERSK DR, MIDLAND, NC 28107-9548
Document Number0015161267
Book / Page15161 / 267
Map ReferenceMB 74 PG 84-88
Instrument DateMay 11, 2021
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
Tax$544.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2072 SWANPORT LN, 2072, MONROE, NC 28110-9814

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

September 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateSep 5, 2018
Property Address3971 TERSK DR, MIDLAND, NC 28107-9548
Document Number1317271
Book / Page013172 / 000071
Instrument DateSep 5, 2018
Instrument22334
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 19, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$392.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3971 TERSK DR MIDLAND NC 28107, MIDLAND, NC 28107

Mortgage

Document Number1317273
DateSep 5, 2018
Book Page013172/000073
Instrument22335
Lender
NameSUNTRUST BK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 4, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,523.00 (+26.15%)$325,180 (+56.08%) Land $70,000 Building $255,180
2024$325,180 (+56.08%) Land $70,000 Building $255,180
2023$2,000.00$208,340 Land $42,500 Building $165,840$208,340 Land $42,500 Building $165,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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