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3976 Symphony Way E, Semmes, AL 36575 Property Records

Mobile County property record for 3976 Symphony Way E, Semmes, AL 36575 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,419 sqft · built 2007
OwnerIndividual Name on File
Last Sale$320,000 (Nov 2022)
Tax Bill$1,419 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR022405220000004045

Property Details

APN / Parcel Number

Primary APNR022405220000004045
Alternative APNs
  • 24 05 22 0 000 004.045
  • 03477687
  • 3477687

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,419 sqft Living Area
1st Floor Area2,419 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area350 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number3477687
Old Parcel NumberR022405220000004045
Street Address3976 SYMPHONY WAY E
CitySEMMES
StateAL
Zip36575-5262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 HARMONY RIDGE UNIT 2 MBK 108/77 #SEC 22 T3S R3W #MP24 05 22 0 000
Legal Range03W
Legal Township03S
Legal Section22
Legal SubdivisionHARMONY RIDGE
Legal Lot Number8
Legal Unit2
JurisdictionMOBILE AL
Township / Civil DivisionSEMMES
Census Block Group1
Census Block1042
Census Tract6304

Owner

Source: Mobile County records · APN R022405220000004045

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3976 SYMPHONY WAY E, SEMMES, AL 36575-5262
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2022Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Oct 31, 2017Warranty Deed, Transfer
APCO EMPS CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 07, 2022 · Amount on Record
Deed SaleNov 07, 2022 · Amount on Record
Prior SaleOct 31, 2017
Deed Document Number2022070381
Record UpdatedJun 08, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateNov 07, 2022
Property Address3976 SYMPHONY WAY E, SEMMES, AL 36575-5262
Document Number0000070381
Map ReferenceMB 108 PG 77
Instrument DateNov 04, 2022
Instrument2022070381
Transaction TypeTransfer
Record UpdatedNov 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3372 ROGERS AVE, 3372, SARALAND, AL 36571-4407

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3976 SYMPHONY WAY E, SEMMES, AL 36575-5262

Mortgage

Document Number0000070382
DateNov 07, 2022
Instrument2022070382
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateDec 01, 2027
Change Frequency5 Years
Min Rate At Change4.5%
Max Rate At Change8.5%
Index5-Year CMT
Margin2
Max Rate8.5%

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateOct 31, 2017
Property Address3976 SYMPHONY WAY E, SEMMES, AL 36575-5262
Document Number0000061961
Book / Page007571 / 000584
Instrument DateOct 23, 2017
Instrument61961
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$121.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3976 SYMPHONY WAY E SEMMES AL 365755262, SEMMES, AL 36575-5262

Mortgage

Document Number61987
DateOct 31, 2017
Book Page007571/000670
Instrument61987
Lender
NameAPCO EMPS CU
TypeCredit Union
AddressBIRMINGHAM, AL 35203
Agreement
AmountAmount Recorded
Term360 Months
DueOct 30, 2047

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,419.00 (-0.98%) Homeowner's exemption$30,640 (-0.97%) Land $4,500 Building $26,140$306,400 (-0.97%) Land $45,000 Building $261,400
2024$1,433.00 (+8.48%) Homeowner's exemption$30,940 (+8.11%) Land $4,500 Building $26,440$309,400 (+8.11%) Land $45,000 Building $264,400
2023$1,321.00 Homeowner's exemption$28,620 Land $4,300 Building $24,320$286,200 Land $43,000 Building $243,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mobile County (01097C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 53% of Alabama
Wildfire LikelihoodAbout 1 in 1,087 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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