Mobile County property record for 3962 Symphony Way E, Semmes, AL 36575
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,481 sqft · built 2006 |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Jul 2021) |
| Tax Bill | $1,350 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jan 2017 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | R022405220000004044 |
| Primary APN | R022405220000004044 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,481 sqft Living Area |
| 1st Floor Area | 2,481 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 254 sqft |
| Utility Building | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 3477678 |
|---|---|
| Old Parcel Number | R022405220000004044 |
| Street Address | 3962 SYMPHONY WAY E |
| City | SEMMES |
| State | AL |
| Zip | 36575-5262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 HARMONY RIDGE UNIT 2 MBK 108/77 #SEC 22 T3S R3W #MP24 05 22 0 000 |
| Legal Range | 03W |
| Legal Township | 03S |
| Legal Section | 22 |
| Legal Subdivision | HARMONY RIDGE |
| Legal Lot Number | 7 |
| Legal Unit | 2 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | SEMMES |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 6304 |
Source: Mobile County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3962 SYMPHONY WAY E, SEMMES, AL 36575-5262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2021 | Warranty Deed, Transfer · FHA Mortgage BANK2 |
| Jan 30, 2017 | Trustee's Deed, Foreclosure USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on Record |
| Deed Sale | Jul 9, 2021 · Amount on Record |
| Prior Sale | Jan 30, 2017 · Amount on Record |
| Deed Document Number | 2021044468 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jul 9, 2021 |
| Property Address | 3962 SYMPHONY WAY E, SEMMES, AL 36575-5262 |
| Document Number | 0000044468 |
| Map Reference | MB 108 PG 77 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 2021044468 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 700 RIDGEFIELD CIR, ODENVILLE, AL 35120-5372 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3962 SYMPHONY WAY E, SEMMES, AL 36575-5262 |
| Document Number | 0000044469 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021044469 |
| Name | BANK2 |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jan 30, 2017 |
| Property Address | 3962 SYMPHONY WAY E, SEMMES, AL 36575-5262 |
| Document Number | 0000005506 |
| Book / Page | 007472 / 000565 |
| Instrument Date | Jan 17, 2016 |
| Instrument | 5506 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $68.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3962 SYMPHONY WAY E SEMMES AL 365755262, SEMMES, AL 36575-5262 |
| Document Number | 5507 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 007472/000568 |
| Instrument | 5507 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 29, 2047 |
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,350.00 (-2.03%) Homeowner's exemption | $29,200 (-1.98%) Land $4,500 Building $24,700 | $292,000 (-1.98%) Land $45,000 Building $247,000 |
| 2024 | $1,378.00 (+4.31%) Homeowner's exemption | $29,790 (+4.16%) Land $4,500 Building $25,290 | $297,900 (+4.16%) Land $45,000 Building $252,900 |
| 2023 | $1,321.00 (+11.2%) Homeowner's exemption | $28,600 (+10.55%) Land $4,300 Building $24,300 | $286,000 (+10.55%) Land $43,000 Building $243,000 |
| 2022 | $1,188.00 Homeowner's exemption | $25,870 Land $4,300 Building $21,570 | $258,700 Land $43,000 Building $215,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 52% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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