Mobile County property record for 3961 Symphony Way E, Semmes, AL 36575
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,196 sqft · built 2007 |
| Owner | Individual Name on Record |
| Last Sale | $225,600 (Feb 2020) |
| Tax Bill | $1,277 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022405220000004051 |
| Primary APN | R022405220000004051 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 2,196 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 3477749 |
|---|---|
| Old Parcel Number | R022405220000004051 |
| Street Address | 3961 SYMPHONY WAY E |
| City | SEMMES |
| State | AL |
| Zip | 36575-5264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 HARMONY RIDGE UNIT 2 MBK 108/77 #SEC 22 T3S R3W #MP24 05 22 0 000 |
| Legal Range | 03W |
| Legal Township | 03S |
| Legal Section | 22 |
| Legal Subdivision | HARMONY RIDGE |
| Legal Lot Number | 14 |
| Legal Unit | 2 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | SEMMES |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 6304 |
Source: Mobile County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3961 SYMPHONY WAY E, SEMMES, AL 36575-5264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 26, 2020 | Warranty Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2020 · Amount on Record |
| Deed Sale | Feb 26, 2020 · Amount on Record |
| Prior Sale | Mar 14, 2007 |
| Deed Document Number | 2020011140 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 3961 SYMPHONY WAY E, SEMMES, AL 36575-5264 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000023563 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 2022023563 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 3961 SYMPHONY WAY E, SEMMES, AL 36575-5264 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3961 SYMPHONY WAY E, SEMMES, AL 36575-5264 |
| Document Number | 0000039912 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021039912 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Feb 26, 2020 |
| Property Address | 3961 SYMPHONY WAY E, SEMMES, AL 36575-5264 |
| Document Number | 0000011140 |
| Map Reference | MB 108 PG 77 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 2020011140 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2430 HAVENS RD, 2430, SEMMES, AL 36575-6512 |
| Name | Verified Name |
|---|---|
| Address | 3961 SYMPHONY WAY E, SEMMES, AL 36575-5264 |
| Document Number | 0000011141 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 2020011141 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,277.00 (-1.08%) Homeowner's exemption | $27,720 (-1%) Land $4,500 Building $23,220 | $277,200 (-1%) Land $45,000 Building $232,200 |
| 2024 | $1,291.00 (+2.7%) Homeowner's exemption | $28,000 (+2.56%) Land $4,500 Building $23,500 | $280,000 (+2.56%) Land $45,000 Building $235,000 |
| 2023 | $1,257.00 Homeowner's exemption | $27,300 Land $4,300 Building $23,000 | $273,000 Land $43,000 Building $230,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 52% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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