3976 NW 23rd Ter, Boca Raton, FL 33431 Property Records

Palm Beach County property record for 3976 NW 23rd Ter, Boca Raton, FL 33431

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,793 sqft · built 1983
Lot Size0.264 acres (11,495 sqft)
OwnerIndividual Name on File
Last Sale$510,000 (Feb 2018)
Tax Bill$12,918 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2018 Sale
Flood ZoneZone X (minimal risk)
APN06-42-47-11-04-000-0840

Property Details

APN / Parcel Number

Primary APN06-42-47-11-04-000-0840

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,793 sqft Living Area
Gross Area2,603 sqft
1st Floor Area1,793 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1988
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area11,495 sqft (0.264 acres)
Lot Dimensions135 ft deep x 85 ft wide
Garage TypeAttached
Garage Area441 sqft

Exterior Amenities

Pool Area90 sqft
PorchFinished/Open Porch
Porch Area369 sqft
Patio Area1,135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3976 NW 23RD TER
CityBOCA RATON
StateFL
Zip33431-5405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-D
Legal DescriptionMILLPOND NORTH LOT 84
Legal Range42E
Legal Township47S
Legal Section11
Legal SubdivisionMILLPOND NORTH
Legal Lot Number84
JurisdictionPALM BEACH FL
Township / Civil DivisionBOCA RATON
Census Block Group2
Census Block2002
Census Tract7008

Owner

3976 NW 23rd Ter is owned by an individual who bought it in February 2018.

Source: Palm Beach County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address3976 NW 23RD CT, BOCA RATON, FL 33431-5446
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Deed of Trust, Mortgage · FHA Mortgage
ASPIRE BANK
Feb 22, 2018Warranty Deed, Transfer
LAWYERS FIRST TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2018 · Amount on File
Deed SaleFeb 22, 2018 · Amount on File
Deed Document Number201868267
Deed Book / Page29666 / 565
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address3976 NW 23RD TER, BOCA RATON, FL 33431-5405
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3976 NW 23RD TER, BOCA RATON, FL 33431-5405

Mortgage

Document Number0330571831
DateNov 16, 2021
Book Page33057/1831
Instrument20210526916
Lender
NameASPIRE BANK
TypeFunding / Finance Company
AddressDALLAS, TX 75244
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateFeb 22, 2018
Property Address3976 NW 23RD TER, BOCA RATON, FL 33431-5405
Document Number0296660565
Book / Page029666 / 000565
Instrument DateFeb 15, 2018
Instrument68267
Transaction TypeTransfer
Record UpdatedMar 12, 2018
Title CompanyLAWYERS FIRST TITLE COMPANY

Transaction

AmountAmount on Record
Tax$3,570.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3976 NW 23RD TER BOCA RATON FL 334315405, BOCA RATON, FL 33431-5405

Tax Assessment & Valuation

The 2025 property tax bill for 3976 NW 23rd Ter was $12,918.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBoca Raton City
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,918.00$686,035$819,830 Land $422,854 Building $396,976
2023$11,558.00 (+16.96%)$789,424 (+35.31%) Land $392,869 Building $396,555$789,424 (+35.31%) Land $392,869 Building $396,555
2022$9,882.00$583,401 Land $277,200 Building $306,201$583,401 Land $277,200 Building $306,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3976 NW 23rd Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 42 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims16 (1979–1999)
Claims Outside the SFHA16 of 16
Most Recent ClaimOct 1999 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Oct 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3976 NW 23rd Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOCA RATON WTP
serves 130,000 people · EPA ID FL4500130
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on NW 23rd Ter

Nearby Streets

Search Property Records by Address or Parcel Number