Palm Beach County property record for 3955 NW 23rd Ter, Boca Raton, FL 33431
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,588 sqft · built 1983 |
| Lot Size | 0.291 acres (12,711 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $450,000 (Apr 2003) |
| Tax Bill | $8,085 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-42-47-11-04-000-0790 |
| Primary APN | 06-42-47-11-04-000-0790 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,588 sqft Living Area |
| Gross Area | 3,483 sqft |
| 1st Floor Area | 2,588 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 12,711 sqft (0.291 acres) |
| Lot Dimensions | 141 ft deep x 90 ft wide |
| View / Lot | Water |
| Garage Area | 441 sqft |
| Pool Area | 90 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 454 sqft |
| Patio Area | 530 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3955 NW 23RD TER |
|---|---|
| City | BOCA RATON |
| State | FL |
| Zip | 33431-5405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-D |
| Legal Description | MILLPOND NORTH LOT 79 |
| Legal Range | 42E |
| Legal Township | 47S |
| Legal Section | 11 |
| Legal Subdivision | MILLPOND NORTH |
| Legal Lot Number | 79 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOCA RATON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 7008 |
The current owner of 3955 NW 23rd Ter bought it in April 2003.
Source: Palm Beach County records, as of December 8, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3955 NW 23RD TER, BOCA RATON, FL 33431-5405 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 9, 2017 | Deed of Trust, Mortgage · Line of Credit CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2003 · Amount on File |
| Deed Sale | Apr 8, 2003 · Amount on File |
| Prior Sale | Nov 17, 1995 · Amount on File |
| Deed Document Number | 20030193309 |
| Deed Book / Page | 15029 / 0747 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 3955 NW 23RD TER, BOCA RATON, FL 33431-5405 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 3955 NW 23RD TER, BOCA RATON, FL 33431-5405 |
| Document Number | 0363091738 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 36309/1738 |
| Instrument | 20260050930 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 5, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 3955 NW 23RD TER, BOCA RATON, FL 33431-5405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0321440493 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 32144/493 |
| Instrument | 20210043781 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 176 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 3955 NW 23RD TER, BOCA RATON, FL 33431-5405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0290711693 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 29071/1693 |
| Instrument | 20170164206 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3955 NW 23rd Ter was $8,085 with a homeowner's exemption.
Source: Palm Beach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Boca Raton City |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,085.00 Homeowner's exemption | $492,531 | $1,019,601 Land $478,549 Building $541,052 |
| 2023 | $3,814.00 (-49.79%) Homeowner's exemption | $464,709 (+3%) | $976,537 (+28.53%) Land $435,884 Building $540,653 |
| 2022 | $7,596.00 Homeowner's exemption | $451,174 | $759,763 Land $343,200 Building $416,563 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3955 NW 23rd Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 16 (1979–1999) |
| Claims Outside the SFHA | 16 of 16 |
| Most Recent Claim | Oct 1999 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3955 NW 23rd Ter is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOCA RATON WTP serves 130,000 people · EPA ID FL4500130 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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