3975 NW 23rd Ter, Boca Raton, FL 33431 Property Records

Palm Beach County property record for 3975 NW 23rd Ter, Boca Raton, FL 33431

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,701 sqft · built 1984
Lot Size	0.27 acres (11,774 sqft)
Owner	Trust Name on File
Last Sale	$425,000 (May 2002)
Tax Bill	$8,201 (2025)
Deeds & Mortgages	Sep 2023 Transfer Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-42-47-11-04-000-0780`

Property Details

APN / Parcel Number

Primary APN	`06-42-47-11-04-000-0780`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,701 sqft Living Area
Gross Area	3,693 sqft
1st Floor Area	2,701 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	11,774 sqft (0.27 acres)
Lot Dimensions	139 ft deep x 85 ft wide
View / Lot	Water
Garage Area	483 sqft

Exterior Amenities

Pool Area	88 sqft
Porch	Open Porch
Porch Area	509 sqft
Patio Area	891 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3975 NW 23RD TER
City	BOCA RATON
State	FL
Zip	33431-5405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-D
Legal Description	MILLPOND NORTH LOT 78
Legal Range	42E
Legal Township	47S
Legal Section	11
Legal Subdivision	MILLPOND NORTH
Legal Lot Number	78
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOCA RATON
Census Block Group	2
Census Block	2002
Census Tract	7008

Owner

3975 NW 23rd Ter is owner-occupied and held in a trust since September 2023.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	3975 NW 23RD TER, BOCA RATON, FL 33431-5405
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 16, 2017	Deed of Trust, Mortgage · Line of Credit IBM SE EMPS CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 29, 2002 · Amount on File
Deed Sale	May 29, 2002 · Amount on File
Prior Sale	May 29, 2002 · Amount on File
Deed Document Number	0137470709
Last Transfer Date	Sep 27, 2023
Transfer Doc	0345800480
Record Updated	Jun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Sep 27, 2023
Property Address	3975 NW 23RD TER, BOCA RATON, FL 33431-5405
Document Number	0345800480
Book / Page	34580 / 480
Map Reference	MB 43 PG 34
Instrument Date	Sep 7, 2023
Instrument	20230331551
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3975 NW 23RD TER, BOCA RATON, FL 33431-5405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3975 NW 23RD TER, BOCA RATON, FL 33431-5405

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	3975 NW 23RD TER, BOCA RATON, FL 33431-5405
Document Number	0295500297
Book / Page	029550 / 000297
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3975 NW 23RD TER BOCA RATON FL 334315405, BOCA RATON, FL 33431-5405

Mortgage

Document Number	0295500297
Date	Dec 22, 2017
Book Page	029550/000297
Instrument	452510

Lender

Name	IBM SE EMPS CU
Address	DELRAY BEACH, FL 33445

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 21, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3975 NW 23rd Ter was $8,201 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boca Raton City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,201.00 Homeowner's exemption	$499,354	$997,481 Land $472,465 Building $525,016
2023	$7,780.00 (+0.97%) Homeowner's exemption	$471,147 (+3%)	$956,067 (+28.7%) Land $430,548 Building $525,519
2022	$7,705.00 Homeowner's exemption	$457,424	$742,838 Land $343,200 Building $399,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3975 NW 23rd Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	16 (1979–1999)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Oct 1999 · Hurricane Irene
Claims by Event	Hurricane Irene, Oct 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3975 NW 23rd Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCA RATON WTP serves 130,000 people · EPA ID FL4500130
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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