3976 2nd St, Wayland, MI 49348 Property Records

Allegan County property record for 3976 2nd St, Wayland, MI 49348

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,604 sqft · built 1965
Lot Size	5.44 acres (236,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,500 (Dec 2019)
Tax Bill	$4,792 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-026-003-00`

Property Details

APN / Parcel Number

Primary APN	`13-026-003-00`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,604 sqft Living Area
1st Floor Area	2,072 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood
Lot Area	236,966 sqft (5.44 acres)
Lot Dimensions	1,320 ft deep x 330 ft wide
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3976 2ND ST
City	WAYLAND
State	MI
Zip	49348-9710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT NE COR TH S 687.90' TO POB TH S 306.45' TH W 714' TH N 306.93' TH E 714' TO POB SEC 26 T4N R11W (07).
Legal Range	11W
Legal Township	04N
Legal Section	26
Jurisdiction	ALLEGAN MI
Township / Civil Division	LEIGHTON
Census Block Group	3
Census Block	3017
Census Tract	30402

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3976 2ND ST, WAYLAND, MI 49348-9710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY WEST CU
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Apr 13, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 12, 2019	Warranty Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Oct 21, 2015 · Amount on Record
Deed Book / Page	4411 / 933
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3976 2ND ST, WAYLAND, MI 49348-9710
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3976 2ND ST, WAYLAND, MI 49348-9710

Mortgage

Document Number	004824/208
Date	Dec 19, 2022
Book Page	4824/208
Instrument	2022023460

Lender

Name	COMMUNITY WEST CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3976 2ND ST, WAYLAND, MI 49348-9710
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3976 2ND ST, WAYLAND, MI 49348-9710

Mortgage

Document Number	004660/137
Date	Aug 18, 2021
Book Page	4660/137

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3976 2ND ST, WAYLAND, MI 49348-9710
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004449/220
Date	Apr 13, 2020
Book Page	4449/220

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Dec 12, 2019
Property Address	3976 2ND ST, WAYLAND, MI 49348-9710
Document Number	004411/933
Book / Page	4411 / 933
Instrument Date	Dec 9, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,386.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3976 2ND ST, 3976, WAYLAND, MI 49348-9710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 DIVISION ST, WAYLAND, MI 49348-9723
Investor	Possibly a Property Investor

Mortgage

Document Number	0004411935
Date	Dec 12, 2019
Instrument	4411/935

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Leighton Township
Unified School District	Thornapple Kellogg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,300 (+46.13%) Land $31,400 Building $198,900	$460,600 (+46.13%) Land $62,800 Building $397,800
2025	$4,792.00 (+34.99%)
2023		$157,600 Land $26,000 Building $131,600	$315,200 Land $52,000 Building $263,200
2022	$3,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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