3990 2nd St, Wayland, MI 49348 Property Records

Allegan County property record for 3990 2nd St, Wayland, MI 49348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 1971
Lot Size	2.22 acres (96,703 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (May 2018)
Tax Bill	$4,580 (2025)
Deeds & Mortgages	Feb 2018 Mortgage May 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-026-001-00`

Property Details

APN / Parcel Number

Primary APN	`13-026-001-00`
Alternative APN	`03-13-026-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,438 sqft Living Area
1st Floor Area	1,438 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	96,703 sqft (2.22 acres)
Lot Width	660 ft Width
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3990 2ND ST
City	WAYLAND
State	MI
Zip	49348-9710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG AT NE COR TH S 242.9' TH W 398.38' TH N 243.44' TH E 396.2' TO POB SEC 26 T4N R11W (04).
Legal Range	11W
Legal Township	04N
Legal Section	26
Jurisdiction	ALLEGAN MI
Township / Civil Division	LEIGHTON
Census Block Group	3
Census Block	3017
Census Tract	30402

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3990 2ND ST, WAYLAND, MI 49348-9710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage CHEMICALBANK
May 11, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Nov 17, 2017	Warranty Deed, Transfer LIGHTHOUSE TITLE INC, LIGHTHOSE TITLE INC
Sep 5, 2017	Warranty Deed, Transfer LIGHTHOUSE TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Prior Sale	Sep 5, 2017 · Amount on Record
Deed Book / Page	4244 / 683
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3990 2ND ST, WAYLAND, MI 49348-9710
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004223/560
Date	Feb 22, 2018
Book Page	4223/560

Lender

Name	CHEMICALBANK
Type	Non-Lending Institution
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 11, 2018
Property Address	3990 2ND ST, WAYLAND, MI 49348-9710
Document Number	004244/683
Book / Page	4244 / 683
Instrument Date	May 8, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LIGHTHOUSE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,849.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2356 CHERRY VALLEY RD, 2356, MIDDLEVILLE, MI 49333-9769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 139TH AVE, WAYLAND, MI 49348-9709

Mortgage

Document Number	0004244685
Date	May 11, 2018
Instrument	4244/685

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 17, 2017
Property Address	3990 2ND ST, WAYLAND, MI 49348-9710
Document Number	4197/103
Book / Page	4197 / 103
Instrument Date	Nov 1, 2017
Instrument	4197-103
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LIGHTHOUSE TITLE INC, LIGHTHOSE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2161 ANN DR, 2161, SAINT JOSEPH, MI 49085-2705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2356 CHERRY VALLEY RD, MIDDLEVILLE, MI 49333-9769

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 5, 2017
Property Address	3990 2ND ST, WAYLAND, MI 49348-9710
Document Number	4173/417
Book / Page	4173 / 417
Instrument Date	Aug 30, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$451.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2161 ANN DR, 2161, SAINT JOSEPH, MI 49085-2705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2356 CHERRY VALLEY RD, MIDDLEVILLE, MI 49333-9769

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Leighton Township
Unified School District	Thornapple Kellogg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,400 (+25.68%) Land $21,000 Building $167,400	$376,800 (+25.68%) Land $42,000 Building $334,800
2025	$4,580.00 (+13.11%)
2023		$149,900 Land $17,200 Building $132,700	$299,800 Land $34,400 Building $265,400
2022	$4,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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