3946 2nd St, Wayland, MI 49348 Property Records

Allegan County property record for 3946 2nd St, Wayland, MI 49348

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,024 sqft · built 1993
Lot Size	10 acres (435,600 sqft)
Owner	2 Company Names on Record
Last Sale	$183,000 (Nov 2012)
Tax Bill	$6,641 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-026-002-00`

Property Details

APN / Parcel Number

Primary APN	`13-026-002-00`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	4,024 sqft Living Area
1st Floor Area	2,108 sqft
Basement Area	1,160 sqft
Unfinished Basement	392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Lot Area	435,600 sqft (10 acres)
Lot Dimensions	1,320 ft deep x 330 ft wide
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3946 2ND ST
City	WAYLAND
State	MI
Zip	49348-9710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	N 10 AC OF N 1/2 S 1/2 E 1/2 NE 1/4 SEC 26 T4N R11W (90)
Legal Range	11W
Legal Township	04N
Legal Section	26
Legal Subdivision	MCDOWELL SUPERVISORS PALT
Jurisdiction	ALLEGAN MI
Township / Civil Division	LEIGHTON
Census Block Group	3
Census Block	3017
Census Tract	30402

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3946 2ND ST, WAYLAND, MI 49348-9710
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Sep 19, 2019	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Feb 25, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2012 · Amount on Record
Deed Sale	Nov 21, 2012 · Amount on Record
Prior Sale	Jan 20, 2011 · Amount on Record
Deed Book / Page	3678 / 312
Last Transfer Date	Feb 20, 2024
Transfer Doc	004927/323
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Mar 19, 2024
Property Address	3946 2ND ST, WAYLAND, MI 49348-9710
Document Number	004927/323
Book / Page	4927 / 323
Instrument Date	Feb 20, 2024
Instrument	2024003415
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 2ND ST, WAYLAND, MI 49348-9710
Investor	Possibly a Property Investor

Mortgage

Document Number	2024003416
Date	Mar 19, 2024
Instrument	2024003416

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3946 2ND ST, WAYLAND, MI 49348-9710
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 2ND ST, WAYLAND, MI 49348-9710

Mortgage

Document Number	004780/925
Date	Jul 20, 2022
Book Page	4780/925
Instrument	2022014332

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3946 2ND ST, WAYLAND, MI 49348-9710
Transaction Type	Mortgage
Record Updated	Oct 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4382/683
Date	Sep 19, 2019
Book Page	4382/683

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Feb 25, 2019
Property Address	3946 2ND ST, WAYLAND, MI 49348-9710
Document Number	4323/095
Book / Page	4323 / 095
Map Reference	LB 7 PG 30
Instrument Date	Jan 26, 2019
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3710 OAKMONT ST SE, GRAND RAPIDS, MI 49546-9216

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Leighton Township
Unified School District	Thornapple Kellogg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,900 (+8.66%) Land $45,900 Building $254,000	$599,800 (+8.66%) Land $91,800 Building $508,000
2025	$6,641.00 (+2.88%) Homeowner's exemption	$276,000 (+31.49%) Land $43,900 Building $232,100	$552,000 (+31.49%) Land $87,800 Building $464,200
2024	$6,455.00 (+83.07%)
2023		$209,900 Land $41,500 Building $168,400	$419,800 Land $83,000 Building $336,800
2022	$3,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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