3975 Ridgemonte Ct, Rochester, MI 48306 Property Records

Oakland County property record for 3975 Ridgemonte Ct, Rochester, MI 48306

Property Summary

Property Type	Condominium
Details	4 bd · 5.5 ba · 3,296 sqft · built 2003
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Oct 2014)
Tax Bill	$4,788 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`N-10-31-101-002`

Property Details

APN / Parcel Number

Primary APN	`N-10-31-101-002`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,296 sqft Living Area
1st Floor Area	1,805 sqft
Basement Area	1,662 sqft
Unfinished Basement	1,662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Lot Area	16,553 sqft (0.38 acres)
Terrain	Rolling
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	285 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3975 RIDGEMONTE CT
City	ROCHESTER
State	MI
Zip	48306-5016
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T4N, R11E, SEC 31 OAKLAND COUNTY CONDOMINIUM PLAN NO 1379 SILVERCREEK UNIT 105 L 23841 P 074 10-17-01 FR 100-003
Legal Range	11E
Legal Township	04N
Legal Section	31
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	105
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	190800

Owner

3975 Ridgemonte Ct, a condominium, is owned and occupied by an individual who acquired it in October 2020.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3975 RIDGEMONTE CT, ROCHESTER, MI 48306-5016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Intrafamily Transfer, Transfer · Line of Credit CITIZENS BANK NA
Jul 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2014 · Amount on File
Deed Sale	Oct 7, 2014 · Amount on File
Prior Sale	Jan 27, 2004 · Amount on File
Deed Document Number	2014193311
Deed Book / Page	47477 / 563
Last Transfer Date	Oct 3, 2020
Transfer Doc	0000068903
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Mar 17, 2021
Property Address	3975 RIDGEMONTE CT, ROCHESTER, MI 48306-5016
Document Number	0000068903
Book / Page	55893 / 304
Map Reference	LB 23841 PG 74-163
Instrument Date	Oct 3, 2020
Instrument	68903
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 RIDGEMONTE CT, ROCHESTER, MI 48306-5016

Mortgage

Document Number	0055893307
Date	Mar 17, 2021
Instrument	55893/307

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	293 Months
Due	Aug 7, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 24, 2020
Property Address	3975 RIDGEMONTE CT, ROCHESTER, MI 48306-5016
Document Number	0000145487
Book / Page	054556 / 000212
Instrument Date	Jul 22, 2020
Instrument	145487
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3975 RIDGEMONTE CT ROCHESTER MI 483065016, ROCHESTER, MI 48306-5016

Tax Assessment & Valuation

The 2025 property tax bill for 3975 Ridgemonte Ct was $4,788 with a homeowner's exemption, down 33% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,788.00 (-33.02%) Homeowner's exemption	$330,590	$661,180
2024	$7,148.00
2023		$293,890	$587,780
2021	$6,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3975 Ridgemonte Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3975 Ridgemonte Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST OAKLAND TOWNSHIP serves 4,943 people · EPA ID MI0004878
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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