3931 Ridgemonte Ct, Rochester, MI 48306 Property Records

Oakland County property record for 3931 Ridgemonte Ct, Rochester, MI 48306

Property Summary

Property Type	Condominium
Details	1 bd · 5 ba · 3,316 sqft · built 2003
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,750 (Jan 2004)
Tax Bill	$4,525 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N-10-31-101-004`

Property Details

APN / Parcel Number

Primary APN	`N-10-31-101-004`

Interior

Bedrooms	1 Bed
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,316 sqft Living Area
1st Floor Area	1,805 sqft
Basement Area	1,662 sqft
Unfinished Basement	1,662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Lot Area	25,700 sqft (0.59 acres)
Terrain	Rolling
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	285 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3931 RIDGEMONTE CT
City	ROCHESTER
State	MI
Zip	48306-5016
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T4N, R11E, SEC 31 OAKLAND COUNTY CONDOMINIUM PLAN NO 1379 SILVERCREEK UNIT 107 L 23841 P 074 10-17-01 FR 100-003
Legal Range	11E
Legal Township	04N
Legal Section	31
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	107
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	190800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3931 RIDGEMONTE CT, ROCHESTER, MI 48306-5016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 28, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2004 · Amount on Record
Deed Sale	Jan 27, 2004 · Amount on Record
Deed Document Number	20047235
Deed Book / Page	32000 / 652
Last Transfer Date	Sep 29, 2004
Transfer Doc	0000456067
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3931 RIDGEMONTE CT, ROCHESTER, MI 48306-5016
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3931 RIDGEMONTE CT, ROCHESTER, MI 48306-5016

Mortgage

Document Number	0000407990
Date	Jul 1, 2022
Book Page	57916/309
Instrument	407990

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3931 RIDGEMONTE CT, ROCHESTER, MI 48306-5016
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000217039
Date	Nov 28, 2017
Book Page	51325/00364
Instrument	217039

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3931 RIDGEMONTE CT, ROCHESTER, MI 48306-5016
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	1ST CHOICE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3931 RIDGEMONTE CT, ROCHESTER, MI 48306-5016

Mortgage

Document Number	0000328334
Date	Feb 23, 2022
Book Page	57498/460
Instrument	328334

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,525.00 (-33.01%) Homeowner's exemption	$313,700 (+11.8%)	$627,400 (+11.8%)
2024	$6,755.00 (+15.51%)
2023		$280,580	$561,160
2021	$5,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST OAKLAND TOWNSHIP serves 4,943 people · EPA ID MI0004878
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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