3961 RIDGEMONTE CT, 3961, ROCHESTER, MI 48306-5016
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
813 LIDO, ROCHESTER HILLS, MI 48307-6805
Mortgage
Document Number
0057897764
Date
Jun 27, 2022
Instrument
57897/764
Lender
Name
LAKE MICHIGAN CU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 1, 2052
Interest
Rate Type
Adjustable Rate
Rate
3.12%
Type Change Date
Jun 1, 2027
Change Frequency
Annually
Min Rate At Change
2.75%
Max Rate At Change
5.12%
Index
1-Year CMT
Max Rate
8.12%
April 2022: Sheriff's Deed, Foreclosure
Document Type
Sheriff's Deed
Jurisdiction
OAKLAND MI
Recording Date
Apr 27, 2022
Property Address
3961 RIDGEMONTE CT, ROCHESTER, MI 48306-5016
Document Number
0000373086
Book / Page
57719 / 42
Map Reference
LB 23841 PG 74-163
Instrument Date
Jan 11, 2022
Instrument
373086
Transaction Type
Foreclosure
Record Updated
Aug 12, 2022
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Foreclosure Auction
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
30825 26 MILE RD, NEW HAVEN, MI 48048-2671
October 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
OAKLAND MI
Recording Date
Oct 25, 2017
Property Address
3961 RIDGEMONTE CT, ROCHESTER, MI 48306-5016
Document Number
0000197346
Book / Page
051214 / 000063
Instrument Date
Oct 18, 2017
Instrument
197346
Transaction Type
Transfer
Record Updated
Jan 3, 2018
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
430 GOLF VILLA DR OXFORD MI 483713693, OXFORD, MI 48371-3693
Tax Assessment & Valuation
The 2025 property tax bill for 3961 Ridgemonte Ct was $4,949 with a homeowner's exemption, down 33% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
Property Jurisdictions
Type
Name
State
Michigan
County
Oakland County
County Subdivision
Oakland Charter Township
Unified School District
Rochester Community School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$4,949.00 (-33.02%)Homeowner's exemption
$320,140
$640,280
2024
$7,389.00
2023
$285,380
$570,760
2021
$9,731.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 3961 Ridgemonte Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire
Wildfire risk around 3961 Ridgemonte Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood
Under 0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SOUTHWEST OAKLAND TOWNSHIP serves 4,943 people · EPA ID MI0004878
Water Source
Groundwater
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025