3975 Creston St, Dubuque, IA 52002 Property Records

Dubuque County property record for 3975 Creston St, Dubuque, IA 52002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 1980
Lot Size	0.396 acres (17,264 sqft)
Owner	Company Name on Record
Last Sale	$235,000 (Dec 2021)
Tax Bill	$3,796 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-21-307-021`

Property Details

APN / Parcel Number

Primary APN	`10-21-307-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft
Basement Area	1,308 sqft
Finished Basement	950 sqft

Exterior

Year Built	Built 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood Frame
Lot Area	17,264 sqft (0.396 acres)
Lot Dimensions	166 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	3975 CRESTON ST
City	DUBUQUE
State	IA
Zip	52002-2681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 2-2 & LOT 10 BLK 17 METTEL-BYRNE ADD
Legal Subdivision	KENNEDY
Legal Block	17
Legal Lot Number	2,10 2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1008
Census Tract	1205

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2480 SPRUCE WOOD DR, ASBURY, IA 52002-2304
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage MIDWESTONE BANK
Apr 29, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	0000022813
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	2021-00006805
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3975 CRESTON ST, DUBUQUE, IA 52002-2681
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001256
Date	Jan 24, 2022
Instrument	2022-00001256

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 27, 2042

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 29, 2021
Property Address	3975 CRESTON ST, DUBUQUE, IA 52002-2681
Document Number	0000006805
Instrument Date	Apr 26, 2021
Instrument	2021-00006805
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 CRESTON ST, DUBUQUE, IA 52002-2681

Mortgage

Document Number	0000006806
Date	Apr 29, 2021
Instrument	2021-00006806

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,500 (+10.04%) Land $47,100 Building $243,400	$290,500 (+10.04%) Land $47,100 Building $243,400
2024	$3,796.00 (+4.17%)
2023		$264,000 (+24.9%) Land $42,600 Building $221,400	$264,000 (+24.9%) Land $42,600 Building $221,400
2022	$3,644.00	$211,370 Land $40,370 Building $171,000
2021			$211,370 Land $40,370 Building $171,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1999 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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